With $0 monthly fees, 24/7 fraud monitoring and easy access to your money, you'll love our Everyday Account.
For everyday needs
A $0 monthly fees and all in one transaction account designed to help you manage your money
Go green
Set up e-statements on your account
Multiple ways to bank
Pay on the go with your phone or watch, manage your accounts through e-banking and phone banking, or visit our branches and ATMs Australia-wide
Offset
Link to your Bendigo home loan to offset your monthly interest
Debit Mastercard®
Access your money with a Debit Mastercard and have access to 24/7 fraud monitoring
Security
Peace of mind with Multi-Factor Authentication (MFA) and protecting your card against unauthorised transactions
Security that matters
We are focused on helping you bank safely online.
Card control at your fingertips
Secure and easy in-app management
Protecting your money
24/7 activity alerts to keep your account safe and secure
Rates and fees
For the full list of fees and charges, please refer to schedule of fees and charges.
Monthly fees
$0
Branch & ATM
$0 - unlimited Bendigo Bank ATM withdrawals
$2.50 for in-branch staff assisted services including cash withdrawals and transfers
Withdrawals
$0 - unlimited EFTPOS withdrawals within Australia
Transactions
$0 - unlimited retail purchases within Australia
Transfers
$0 - unlimited e-banking transfers; BPAY®, Pay Anyone (including OSKO®) and phone banking transfers
Know before you apply
We will need to verify your identity before setting up your account. Here’s what to expect in order to verify your identity.
Personal details
You will need to provide your mobile number, name, date of birth, address and email address.
Upload ID
You will need to take a picture of and upload either your drivers licence or Australian passport.
Take a selfie
Last step to verify your identity is to take a clear selfie and upload the picture.
Open an Everyday Account
Open our convenient transaction account and get access to useful features.
I am a new customer
Sign up in minutes via the Bendigo Bank app
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I am an existing customer
Log in with your banking details to open a new account
If you’d like more information you can go to your local branch or contact us on 1300 236 344.
Helpful tools
Discover our library of helpful tools to manage your finances, set goals, and achieve more.
Frequently asked questions
Is there a monthly service fee for the Everyday Account?
No, there is no monthly service fee.
What is a Staff Assisted Service fee?
A $2.50 fee which is charged if you visit one of our branches and have one of our team transact on your account – e.g. withdrawing cash or transferring money. For a full list of fees please refer to the Schedule of Fees Charges and Transaction Account Rebates booklet.
Do international fees apply on the Everyday Account?
Yes, standard international fees apply to the Bendigo Everyday Account. These fees will be charged when you use your Debit Mastercard to make purchases overseas or online with businesses who are based overseas. For a full list of fees please refer to the Schedule of Fees Charges and Transaction Account Rebates booklet. If you're planning to travel overseas you may be interested in our Cash Passport.TM
Can I have more than one Everyday Account?
Yes, you can have multiple Everyday Accounts.
Can the Everyday Account have a card attached?
Yes, you can choose to link a Debit Mastercard to your Everyday Account at no charge. A Debit Mastercard gives you the benefit of being able to make purchases online, use tap and go facilities, use mobile payments, use the card overseas and be protected from unauthorised transactions by Mastercard Zero Liability5. For fees associated with overseas transactions refer to the Schedule of Fees & Charges and Transaction Account Rebates.
Can the Everyday Account be opened in joint names?
Yes the Everyday Account can be opened for an individual or in joint names. To open a joint account you will need to make an appointment with your local branch.
Does the Everyday Account offer an offset facility for home loan customers?
Yes, customers can add an offset facility to their Everyday Account. Once the Everyday Account is linked to an active home loan the account name will automatically change to Everyday Account (Offset)
Need help?
Whether you prefer online resources, phone assistance, or a friendly face-to-face chat, we offer a variety of ways to get the support you need. Let us know how we can help!
Online resources
We’ve got contact information and helpful resources to help you find the answers you need.
At a branch
Use our branch locator to search for a branch, agency or ATM near you.
Phone
If you have clicked on any suspicious links and entered your e-banking details:
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Things you should know
*Available to persons aged 16 years and over and Australian Citizens and permanent residents.
5Mastercard Zero Liability: Conditions for protection apply, see mastercard.com.au/zero-liability
#If you hold a home loan the fee will be waived each month provided the home loan is in use at least 2 days prior to the date the fee is charged.
Target Market Determinations for products are available.
Mastercard trademark: Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.
BPAY and OSKO® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.
This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
PayID® is a registered trademark of NPP Australia Limited.
