We’ve set out your credit card statement in a way that’s hopefully easy for you to understand. Amongst other things, you can see how much you owe, payment details, interest charges, as well as your account summary.
Learn more about reading your statement.
Account summary
Your credit card statement explained
Your details at a glance
Outlines your basic customer details.
Account summary
Outlines current state of your account, for a particular period.
Promotional offer
If there was a promotion offered at the time you applied for your credit card, the promotional balance transfer and/or your promotional purchase rate offer will be shown.
Account details
Lists your credit limit, your current available credit amount, annual purchase rate, and annual cash advance rate.
Payment details
Outlines the minimum payment amount as well as its due date. Any overdue amount along with the overdue portion that needs to be paid immediately will also be listed.
Any questions?
Lists our contact details for any questions you may have.
Repayments and assistance
Repayments and assistance
Minimum repayment warning
Outlines how long it would take to pay off your current closing balance if you only paid the minimum amount each month. Seeing this information clearly outlined might be helpful when you’re planning your finances and spending.
Having trouble making payments?
Provides information on how to contact our Mortgage Help Centre if you're having trouble making payments.
Transactions
Transactions
Shows you an itemised list of all the withdrawals and payments made during your statement period. You’ll also find any interest charges and fees specified here.
Payment options
Payment options
How to pay
Shows you the many ways you can make your credit card payments. These include e-Banking or Bendigo Bank app, BPAY®, Bank@Post, phone banking, or in person at your local Bendigo Bank branch.
Please keep in mind that fees will apply for payments using Bank@Post. You can find more information on fees in the Bendigo Bank Schedule of Fees, Charges and Transaction Account Rebates terms and conditions for your credit card.
Other information
Other information on your statement
Important messages
From time to time we’ll include important messages on your statement, such as changes to your terms & conditions, and other information to keep you up to date.
Switching to e-statements
Receiving statements electronically is faster and safer than traditional mail and can also reduce paper waste. Your e-banking gives you the option to opt-out of receiving paper statements on your accounts. You can make the switch today, and learn more here.
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Things you should know
Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2023 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 (‘Bendigo Bank’).
Target Market Determinations for products are available.
®Registered to BPAY Pty Ltd ABN 69 079 137 518
Bank@Post™ and its device mark are trademarks (registered or otherwise) of Australia Postal Corporation. All rights reserved.
