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Travel & international payments

Travel overseas with confidence with our secure solutions and competitive rates. 

We're more international than you think

  • 1
    Competitive rates on all foreign exchange products and services
  • 2
    Comprehensive range of foreign exchange and travel needs
  • 3
    Locally based 24/7 customer support team
  • 4
    Send funds overseas 24/7 using e-banking
  • 5
    Travel insurance can be arranged at your local branch or get a quote online
  • 6
    Flexible payment and collection options 

Secure solutions for your travel & international payments 

International payments 

International payments

We have the solutions to your international payment needs.

Whether sending funds worldwide, or receiving them, we can help you safely and securely with over 25 different currencies.

Sending Telegraphic Transfers

Making overseas payments is quick and secure using our Telegraphic Transfer service. Available in 25 currencies worldwide.

Receiving Telegraphic Transfers

A Telegraphic Transfer is a simple and direct way to receive funds electronically in most currencies to your Bendigo Bank account.

Sending Bank Drafts

An international Bank Draft is a cost effective way to send non-urgent payments overseas. It allows you to forward funds to an overseas recipient in their own currency.

Receiving Foreign Cheques

Your local branch can convert Foreign Cheques from 15 different currencies to Australian dollars for deposit to your Bendigo Bank account.


Important information

In light of the recent impact of coronavirus (COVID-19), please contact your local branch prior to your visit. For more information, visit our coronavirus update page.

Travel money options

When travelling overseas we can help with organising your foreign currency requirements. We can assist with foreign cash, as well as credit, debit, and travel money cards.

Travel tips

In many countries, a cup of coffee or short taxi ride may only be possible with local currency. So, wherever you're going, it's always good to have some of the local currency when you arrive.

But remember, if you lose your cash it's gone forever. It's a good idea to have several different options available when you're travelling. You may like to consider one of our credit cards

Let us know when and where you are travelling so we know your card is safe.

If travelling with more than one card, keep them separate so if one is lost or stolen, you'll still have access to the other card. 

When travelling it's wise to pay in local currency. 

Some merchants may offer to accept payment in Australian dollars, but poor exchange rates for these transactions mean you may pay more. 

When using your Bendigo Bank debit or credit Mastercard® overseas, for each ATM withdrawal you will be charged a fee on top of the conversion rate. A fee is then charged on all cash advances and retail purchase transactions made in currencies other than Australian dollars. You should check and understand these fees before travelling. 

It's also a good idea to provide us with the location and dates of travel, so we know what to expect if abnormal activity is detected on your account. Let us know at your local Bendigo Bank branch or by calling 1300 236 344.

Please note: Easy Money cards cannot be used overseas. 

  • Don't forget to buy travel insurance before you leave.
  • Keep copies of important documents, such as passports, visas, card numbers and phone numbers separate. Give them to someone at home or e-mail them to yourself for quick access in case they are lost, stolen or misplaced.
  • Always have a small amount of local currency with you when you travel, some merchants may only accept cash. 
  • Don't carry too much cash on you - pickpockets are everywhere!

Can we help you? 


If your query is in regard to COVID-19 personal assistance, please contact our Mortgage Help Centre on 1300 652 146.

For other enquiries, please contact your local branch or complete the form below.


Call 1300 236 344 (in Australia) or +61 3 5445 0666 (from overseas - standard international call charges apply)

Monday to Friday - 8am to 9pm AEST/AEDT*
Weekends (Saturday and Sunday) - 9am to 8pm AEST/AEDT

*Excludes Christmas Day

At a branch

Use our branch locator to search for a branch, agency or ATM near you.

Things you should know

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Your FXgo® prepaid travel card is accepted everywhere Visa is accepted in Australia and overseas. Some merchants may choose not to accept VISA prepaid cards. Additional fees and charges may apply refer to the PDS for further information on the Foreign exchange rates and fees. Download the PDS and Terms and Conditions or visit your nearest Bendigo Bank branch. The issuer of the product described in this document is Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL No. 237879. The Bendigo Centre, Bendigo, VIC, 3550.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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