Travel overseas with confidence with our secure solutions and competitive rates.
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Competitive rates on all foreign exchange products and services
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Locally based 24/7 customer support team
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Comprehensive range of foreign exchange and travel needs
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Send funds overseas 24/7 using e-banking
Foreign exchange calculator
If you’re planning some travel, or sending money overseas, use our foreign exchange calculator for conversion of all major international currencies.
Australia Dollar
USA Dollar
Based on a rate of 0.6102 as of 18/07/2025 08:30. Fees not included. Rates subject to change without notice.
Secure solutions for your travel & international payments
International payments
Whether sending funds worldwide, or receiving them, we can help you safely and securely with over 25 different currencies.
Foreign cash
We offer very competitive rates. You can also exchange your foreign cash with us at any of our branches.
Cash Passport™ Platinum Mastercard®
The safe, secure and simple way to carry and spend foreign currency when travelling.
Travel tips
How to manage cash
In many countries, a cup of coffee or short taxi ride may only be possible with local currency. So, wherever you're going, it's always good to have some of the local currency when you arrive.
But remember, if you lose your cash it's gone forever. It's a good idea to have several different options available when you're travelling. You may like to consider one of our credit cards.
How to manage and protect your cards
Let us know when and where you are travelling so we know your card is safe.
If travelling with more than one card, keep them separate so if one is lost or stolen, you'll still have access to the other card.
What about dynamic currency conversion?
When travelling it's wise to pay in local currency.
Some merchants may offer to accept payment in Australian dollars, but poor exchange rates for these transactions mean you may pay more.
Overseas transaction fees
When using your Bendigo Bank debit or credit Mastercard® overseas, for each ATM withdrawal you will be charged a fee on top of the conversion rate. A fee is then charged on all cash advances and retail purchase transactions made in currencies other than Australian dollars. You should check and understand these fees before travelling.
It's also a good idea to provide us with the location and dates of travel, so we know what to expect if abnormal activity is detected on your account. Let us know at your local Bendigo Bank branch or by calling 1300 236 344.
Please note: Easy Money cards cannot be used overseas.
General tips
- Don't forget to buy travel insurance before you leave.
- Keep copies of important documents, such as passports, visas, card numbers and phone numbers separate. Give them to someone at home or e-mail them to yourself for quick access in case they are lost, stolen or misplaced.
- Always have a small amount of local currency with you when you travel, some merchants may only accept cash.
- Don't carry too much cash on you - pickpockets are everywhere!
Important information about transactions in prohibited countries
Before you travel, please be aware that card transaction services are prohibited in the following extreme high-risk countries.
- Belarus
- Cuba
- Iran (Islamic Republic of)
- Korea (Democratic People’s Republic of)
- Myanmar
- Russian Federation
- Syrian Arab Republic
- Ukraine*
- Venezuela (Bolivian Republic of)
*Specific regions within Ukraine are prohibited – Crimea, Sevastopol, Donetsk, Luhansk
Things you should know
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Cash Passport™ Platinum Mastercard® (“Cash Passport”) in conjunction with the issuer, EML Payment Solutions Limited (“EML”) (ABN 30 131 436 532, AFSL 404131). You should consider the Product Disclosure Statement available at Cash Passport Product Disclosure before deciding to acquire the product. The Target Market Determination for this product can be located at Cash Passport TMD. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.
Bendigo and Adelaide Bank Limited ABN 11 068 049 178. AFSL No. 237879 is authorised by Mastercard to distribute this product and receives a commission of equal to 50% of the foreign exchange revenue earned on the initial load or reload transaction. Payments are made monthly. We may also charge you a fee of up to 1.1% of the AUD equivalent value or $15 on the amount loaded by a customer onto their Cash Passport Platinum Mastercard® when they purchase or reload it at one of our branches (this fee will be retained by us). This is included in the amount that you pay for the product.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
