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My Card

Get the most out of your Bendigo Bank credit and debit cards.

Everything I need to know about my card.

Start here

Looking to activate your card or add it to your mobile wallet? Start here.

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Set up my card

Activating my card and setting up all things digital.

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Using my card

Digital wallet, setting up direct debits, free supplementary card and more.

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Learn how you can earn points and redeem for a huge range of rewards.

Managing my card

You are in control of your card. Manage the limit, add an additional card holder or dispute a transaction. Your Bendigo Bank card works for you.

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Change your credit card limit, cancel your credit card account or change your card

If you are looking to make changes to your credit card there are a number of options for you: 

  1. Visit any Bendigo Bank branch

  2. Call a Credit Card consultant on 1300 236 344 and select option 0 and then option 4.

  3. Send us a secure message by logging into Bendigo Bank e-Banking or Bendigo Bank e-banking app*.
    • Log in with your Access ID, password and Security token (if needed), or your four-digit PIN.
    • Select ‘Support’.
    • Under ‘Messages’ select ‘Write a Message’ to send us a secure message.

  4. If you do not have access to Bendigo Bank e-banking or Bendigo Bank e-banking app, please contact us via our online enquiry form*.
    • Complete the required fields and click submit.
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Add a cardholder

  • Share the benefits of your card with family members (over 16 years old).

  • You'll earn their reward points, and there are no additional cardholder fees to pay.

  • Apply at any Bendigo Bank branch

  • For more information call 1300 236 344

  • If the additional cardholder is not an existing customer, they will need to provide identification in branch.

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Dispute a transaction

If you wish to dispute a transaction on your card, you should do this as soon as possible and in accordance with the timeline for your card.

  • Print and complete the Card Transaction Dispute Advice.

  • Download, print or scan any documents and receipts.

  • Return the form and documents to us.

  • We will investigate and let you know once resolved.
Getting the form back to us:

Terms, conditions, fees and charges apply. All information is correct as at 20/6/2019 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 20/06/2019. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

*Please DO NOT provide your card number when using Bendigo Bank e-banking and Bendigo Bank e-banking app messaging service OR the online enquiry form.

If you wish to close your account, you need to completely pay down the balance on your account, inclusive of all fees and charges. If you are unsure of the closing balance, please contact 1300 236 344 to obtain the exact payout figure.

If you have a Platinum Rewards Mastercard, before closing your account we encourage you to redeem your points. Any points not redeemed before the account is closed will be forfeited.

If you use your credit card to access your transaction account, you will need to consider ordering a debit card to ensure you continue to have access to your funds. For more information on how to do this, visit our Debit Cards page or call 1300 236 344.

Please ensure all your contact details are up to date and note that your request has not been finalised until you receive confirmation from Bendigo Bank either verbally, in branch, over the phone or in writing.

All requests will be assessed and subject to approval and Bendigo Bank is not obliged to reduce the limit below any specified minimum credit limits.

Easy payments on the go

There are now more ways than ever to connect to your digital wallet for easy payments on the go.
Watch the video below to learn about digital wallets or select your device manufacturer to learn how to add your Bendigo Bank card to your phone or watch.

Digital wallets supported by Bendigo Bank

Apple Pay logo
Pay easily and securely with your Bendigo Bank card using Apple Pay

Now you can enjoy all the benefits of your Bendigo Bank card using Apple Pay. It’s the easy, secure, and private way to pay.

Google Pay logo
Tap. Pay. Done.

Google Pay is the fast, simple way to pay with your Bendigo Bank Mastercard in stores and online.

Samsung Pay logo
More than a wallet

Access your favourite cards on your Samsung phone to make payments on the go, just by tapping your device.

Fitbit Pay logo
Leave your smartphone and wallet at homeLeave your smartphone and wallet at home

Fitbit Pay™ is the easy way to make purchases at millions of stores around the globe - right from your watch, no phone or wallet necessary.

Garmin Pay logo
No wallet? No phone? No problem.

Garmin Pay™ lets you make purchases quickly and almost effortlessly with nothing needed but your watch.

My Card security

You're protected. At Bendigo Bank we make fraud our problem, not yours.

24/7 fraud monitoring

24/7 fraud monitoring

As soon as a suspect transaction is detected by Bendigo Bank 24/7 fraud monitoring, we will try to contact you to verify the transaction.

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Zero Liability Protection

If a transaction is fraudulent, we’ll attempt to resolve the situation as soon as possible. We offer zero liability protection if you have practiced due diligence with your card and account.

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Bendigo Bank Protect+Pay

Bendigo Bank Protect+Pay is our app that provides additional security for your cards.  You can use the app to apply controls like temporarily blocking your card, or choosing when to allow certain transactions.

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Protect your card

Following some basic safety rules with your card can help keep you protected.

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Lost or stolen cards

If your card is lost or stolen, contact Bendigo Bank immediately to stop your card.

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Shop securely online

At Bendigo Bank we want you to feel as safe as possible when you're shopping online. That's why we've partnered with Mastercard® and Visa to add an additional level of security to your Bendigo Bank Debit or Credit card.

Terms, conditions, fees and charges apply. All information is correct as at 20/6/2019 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 20/06/2019. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

Google Pay is a trademark of Google LLC.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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