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Investing in property

Property can be a profitable and secure investment, and you don't need to be rich, retired or part of the building trade to benefit. 

We can help you with your investment dreams

Find the right property

Use our tips to choose the right investment property.

  • Look at what facilities are in the area that will attract tenants, such as schools, transport, shopping, and medical centres.

  • Consider costs that may be required to update the property if older and ensure you fix any issues in the property before letting it to tenants.

  • Check out how many other properties are for rent in the area – lots of options reduces your rental income.

  • Don't forget to get insurance on your investment property. We can help with information and a quote.

Maximise your return

Use our tips to plan well and maximise your return.

  • 1
    Check rental prices in areas you’re considering buying in.
  • 2
    Investing in property is generally a longer term commitment.
  • 3
    Make sure you don’t over capitalise on rental property renovations.
  • 4
    Consider the cost of upkeep to the property when budgeting.
  • 5
    Consider employing a property manager and include their fees in your costs.
  • 6
    Strata fees will apply for properties on shared land such as units.

Financial advice

What type of advice is right for you?

Getting the right financial advice can help you get on track to achieve your financial goals.

Whether your goals are a house deposit, a destination wedding or a comfortable retirement, our experienced Wealth Concierge team can provide you with general financial advice. They can guide you through a self-serve option or refer you to a financial planner if you want personal advice. Best of all, it’s free.

Other investment options

Building your wealth

When it comes to investing, we have a wide range of wealth solutions to choose from. The right type of investment for you will depend on your investment objectives, time frame and appetite for risk.

Great loans for you

Find out how much you could borrow

Pre-qualify for a home loan in just minutes, with no paperwork and no credit checks.

Learn about

Get landlord insurance worth having

Insurance you can rely on is worth its weight in gold. Help protect your investment property by making sure you have adequate cover in place. We offer a range of options, great payment flexibility, and we have a dedicated insurance team who can assist you.

Things you should know

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

Target Market Determinations for products are available.

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable rate with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

6 Bendigo Complete Investment Loan: The interest rate displayed is for a residential investment, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 


Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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