Personal account interest rates

Deposit Rates Effective: 15-May-15

Savings account interest rates

Product Tier Interest Rates
Bendigo EasySaver Account
  $0 plus 1.75% pa
Bendigo CommunitySaver Account
  $0 plus 1.75% pa
Bendigo PiggySaver Account
  $0 plus 1.75% pa

Christmas Club account interest rates

Product Tier Interest Rates
Bendigo Christmas Club Account
  $0 plus 0.70% pa

Transaction account interest rates

Product Tier Interest Rates
Bendigo Ultimate Account
   $0 plus 0.00% pa
Bendigo Student Account
  $0 < $250 0.05% pa
  $250 < $2,000 0.20% pa
  $2,000 < $5,000 0.60% pa
  $5,000 plus 1.00% pa
Bendigo Shareholder Account
  $0 plus 0.30% pa
Bendigo Mortgage Saver Account
  Not applicable Not applicable
Product Stepped Interest Rates
Bendigo Retirement Account
For part of the balance between $0 - $47,999.99 1.75% pa
For part of the balance above $48,000 3.25% pa

Overdrawn account interest rates

Product Tier Interest Rates
Passbook Accounts and Bendigo EasySaver Account.
  Overdrawn Account Rate

15.01% pa

Bendigo Ultimate Account, Bendigo Retirement Account, Bendigo Mortgage Saver Account, Bendigo Shareholder Account, Bendigo PiggySaver Account, Bendigo Student Account and Bendigo CommunitySaver Account.
  Standard Overdraft Rate 12.26% pa
  Overlimit Rate* 6.00% pa

Bendigo Mortgage Saver accounts - discounted offset rates

The following interest rates are those used to calculate the discounted interest on loan accounts that are linked to a Bendigo Mortgage Saver Account. For more information refer to clause 5.7 to 5.15 of the Bendigo Personal Accounts and Facilities Terms and Conditions.

Product   Interest Rates
  Full Offset^ 0.00% pa
  Partial Offset 4.15% pa

* The overlimit rate applies in addition to your overdrawn account rate if you exceed an approved overdraft limit.

^ Not available on fixed rate loans. The partial offset rate can be applied during the fixed rate period.

All rates subject to change.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you