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Resolve a complaint

We want to know when we have not met your expectations so we can improve for next time.

We're listening

If you have a complaint, any of our staff can assist you with the feedback. They will be objective and proactive in responding to you in order to achieve fair, reasonable and timely outcomes.

We will ensure that all complaints are fully documented, investigated and resolved in a timely manner.

There are many ways to provide your feedback to us including our online form:

Further help

If you are not satisfied with the response provided, you can refer your complaint to our Customer Feedback Team.

The Customer Feedback Team is accessible to all customers of the Bendigo and Adelaide Bank Group, inclusive of all our brands.

Our dedicated Customer Feedback Team is here to listen to you and represent your voice.

The Customer Feedback Team will seek to understand your expectations and needs by engaging with you. Our learnings from your experience will be used to enhance the way we do business in the future.

You may contact the Customer Feedback Team by:

If you are unhappy with the resolution

If you are not satisfied with the response provided by our Customer Feedback Team, you have the option of referring the matter to the Customer Advocate who will impartially assess your complaint, keep you informed of the progress and provide you with a response.

Learn more about the role of the Customer Advocate and how you can get in touch.

Alternatively (or following consideration by the Customer Advocate) you may refer your complaint directly to:

Australian Financial Complaints Authority
GPO Box 3
Melbourne VIC 3001
Phone: 1800 931 678
Fax: 03 9613 6399

Time limits may apply to complain to AFCA and so you should act promptly or otherwise consult the AFCA website to find out if or when the time limit relevant to your circumstances expire.

If your complaint relates to how we handle your personal information you can also contact:

Office of the Australian Information Commissioner
GPO Box 5218
Sydney NSW 2001
Phone: 1300 363 992

This charter and related links form our policy on Customer Feedback Management and is supported by detailed procedures covering approach, responsibilities, monitoring, improving the customer experience and reporting.

You can also view our Code of Conduct.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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