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HomesVic Scheme

A new Victorian Government shared equity scheme for first home buyers.

Rates starting from 3.34% p.a.1
(Comparison rate 3.60% p.a.2)

Register your interest now.

Helping Victorians buy their first home.

It can be hard for many renters to save enough for a house deposit.

That’s why the Victorian Government is launching a pilot shared equity scheme to help low to medium income-earning Victorians buy their first home.

First home buyers

You could be one of up to 400 eligible first home buyers who enter the market early with help from the Victorian Government.

Reduce your loan

Reduce the amount of the loan you need by having HomesVic take up to 25% interest in the property.

Eligibility

You will require a 5% deposit and income restrictions apply. Make sure to visit HomesVic to check your eligibility.

Interested?

Expressions of Interest are open and eligible applicants will be contacted by a lending specialist.

Register your interest

To register your interest in the HomesVic initiative, please complete all fields within the form so we can determine your eligilibity to apply.

Bendigo Bank is a panel financier for the HomesVic scheme which is an initiative of the Victorian Government. The information on this page is correct at the time of publishing but may change at any time without notice to you, including as a result of changes to the HomesVic scheme by the Victorian Government. For more details about the HomesVic scheme and the applicable terms, conditions and eligibility criteria, visit HomesVic. Successful applicants will need to complete and return the HomesVic Application Form.

By expressing your interest in the HomesVic scheme using this web page you agree for Bendigo Bank to contact you using the details provided to discuss the HomesVic scheme and Bendigo Bank’s products and services. You are not applying for credit. Any subsequent applications for credit will be subject to Bendigo Bank’s usual credit assessment, terms and conditions and fees and charges. Full details are available on application. Our Privacy Disclosure Statement applies to our collection of your personal information.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable disclosure documents before acquiring any product described on this website.

1Advertised discounted variable rate is available exclusively for HomesVic First Home Buyers under Basic home loan for Owner Occupied loans with a principal and interest repayment type.  Rate includes discount of up to 1.79% p.a. off the Residential Variable Rate.

2Important information about comparison rates: The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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