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Student Account

This clever transaction account is designed to help you earn while you learn. It's available to full time students, apprentices and trainees.

Key features of our Student Account

  • 1
    No monthly service fee
  • 2
    Eligible for full time student over 12, apprentice or trainee
  • 3
    Mobile payments - use your phone or smart watch to pay from your account

Product Features 

  • Minimum opening balance of just $1
  • e-banking and phone banking anywhere, anytime
  • Branch and ATM access Australia wide
  • Access funds with a Debit Mastercard®*
  • Youth Debit Mastercard - perfect for students aged 12-15 years
  • Open a Reward Saver account and earn high interest on your savings account

Interest & Fees

  • No monthly service fee
  • Unlimited e-banking transfers; BPAY®, Pay Anyone (including OSKO®)
  • Unlimited phone banking transfers
  • Unlimited Bendigo Bank ATM and branch withdrawals
  • Unlimited EFTPOS withdrawals and retail purchases within Australia
  • Calculated daily and paid monthly

Interest rates

Calculated daily and paid monthly 

$0 < $250 0.00%p.a.
$250 < $2,000 0.01%p.a.
$2,000 < $5,000 0.05%p.a.
$5,000 plus 0.05%p.a.

Apply online or in-branch

New customers

If you are a new customer you can apply online in minutes.
  • You need to be an Australian citizen or resident
  • Be aged 12 years or above
  • Have two forms of ID, including either a drivers license or passport

Existing customers

If you are an existing customer it's easy to apply online.

Use the log in button below. You will be asked to enter your access ID and password. Once verified follow the simple steps.

Apply in-branch

If you are a new customer you can apply at your preferred branch.
  • You need to be an Australian citizen or resident,
  • Be aged 12 years or above
  • You should bring identification with you, either a drivers licence or passport.

Things you should know

*Available to persons aged 16 years and over and Australian Citizens and permanent residents.

Target Market Determinations for products are available.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

BPAY and OSKO® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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