Skip to main content
Locate us 1300236344
Personal home
Personal home

Low Rate Platinum Mastercard®

Reap the benefits of a low purchase rate of 11.99% p.a. plus mobile phone and tablet insurance.6

Key features of the Low Rate Platinum Mastercard

Purchase interest rate 11.99% p.a.
$89 annual fee
Mobile phone and tablet insurance protection if you lose your device or break the screen6

Low Rate Platinum Mastercard

With all the benefits of a low rate credit card, alongside premium features such as mobile phone and tablet insurance and purchase protections6, plus access to Mastercard Priceless® Cities exclusive experiences and offers - our Low Rate Platinum Mastercard is truly something special.

Download the key fact sheet for this card.

Bendigo Bank Low Rate Platinum Mastercard

Features & Benefits

  • Mobile phone and tablet insurance protection if you lose your device or break the screen6.
  • Extended warranty on covered purchases made with your credit card6.
  • 90 day purchase protection on stolen or accidentally damaged purchases when the total cost is charged to your credit card6.
  • No fees for additional cardholders.
  • 24/7 fraud monitoring and no liability for unauthorised transactions.5
  • Up to 55 days interest free.4
  • Interest is calculated from the statement date, not from when you made the purchase.
  • Tap & goTM for purchases under $100.
  • Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
  • Access Mastercard Priceless® Cities exclusive experiences and special offers.

Rates & Fees

  • $89 annual fee.
  • Purchase interest rate 11.99% p.a.
  • Cash advance interest rate 13.99% p.a.

You may also be interested in

Terms, conditions, fees and charges apply. All information is correct as at 20/6/2019 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 20/06/2019. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

6Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Low Rate Platinum Mastercard) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.

5Conditions for protection apply, see

4The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.
Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.


Bendigo Bank Footer Logo
Connect with us
Bendigo-Bank-facebook Bendigo-Bank-linkedin Bendigo-Bank-twitter Bendigo-Bank-youtube

Call us

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2019 Bendigo and Adelaide Bank