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Product comparison

Take a look at the features of our transaction and savings accounts.

If you need more help in choosing the right product for you, one of our calculators or tools may help.

Transaction accounts

 

 

Everyday Account

Student Account

Easy Retirement

Concession Account

Passbook or Statement 

Statement

Statement

Statement

Statement

Min to open

$1

$1

$1

$1

Interest calculated

Daily 

Daily

Daily

Daily

Interest credited 

Half Yearly

Monthly

Monthly

Annually

Interest rates  

0.00%pa Tiered rates up to 0.25%pa Stepped rates up to 1.20%pa 0.00%pa

Monthly service fee

$6

Waived if $2,000 deposited
monthly or home loan held

No

$3

Waived if $2,000 deposited monthly,
home loan held, eligible CGU insurance
policy2 held or Sandhurst
Trustees Managed Funds held

No

Account rebate1

No

Full Rebate

No

No

Account rebate1

No

No

No

No

Phone banking#

Yes

Yes

Yes

Yes

Internet Banking#

Yes

Yes

Yes

Yes

Debit card#

Yes

Yes

Yes

Yes

Cashcard#

Yes

Yes

Yes

Yes

Comments

Transaction account is designed
to easily manage your money. 
Offers Debit Mastercard®^,
24 hour ATM, EFTPOS access
and unlimited e-banking
transactions. 
Offset facility available.

If you're a full-time student,
apprentice or trainee this
account will help you save
on bank fees.

The interest rate on this account
increases as your balance grows. 
Ideal if you're a retiree
aged 55 or over.

An easy to use transaction account
for customers with an eligible
Commonwealth Government
concession card. 
Designed for everyday banking with
free e-banking transactions,
24 hour ATM and EFTPOS access
via your choice of card.

Savings account 

 

EasySaver Account  

PiggySaver Account 

CommunitySaver Account 

Christmas Club Account

Passbook or Statement

Statement 

Statement

Statement 

Statement or optional Passbook

Min to open

$1

$1

$1

$1

Interest calculated 

Daily  Daily Daily Daily

Interest credited 

Monthly 

Monthly 

Monthly 

November

Interest rates 

0.75%pa 0.75%pa 0.75%pa 0.15%pa

Monthly fee

No

No

No

No

Account rebate1

2 free in branch withdrawals* Full Rebate 2 free in branch withdrawals* Full rebate during access periods

Additional rebate1

No No No No

Phone banking#

Yes Yes Yes Yes

Internet banking#

Yes Yes Yes Yes

Debit card# 

No No No No

Cashcard#

No No No No

Comments

This no-fuss way to save
combines attractive interest
with free e-banking
transactions and two free in
branch withdrawals per
month.

The fun way for children
under 12 to catch the saving
bug. Account holders aged
between 4 and 10 years old
receive a card and gift on
their birthday.

This dual-purpose savings
account will help you reach
your savings goals whilst
connecting you to a
community minded
organisation. It works just
like a regular savings
account except you select a
partner from our list of
eligible organisations to
donate a portion of your
interest to (10%, 25%, 50%
or 100%).

Put more jingle in your pocket and
take the worry out of your next
festive season. Save as much as
you like during the year and
access your money from 1
November until the end of
January. Early withdrawal fees
apply.

 

1 On eligible transactions. For more information refer to the Schedule of Fees, Charges and Transaction Account Rebates.

2 Eligible Bendigo Bank insurance policies include Home, Contents, Motor Vehicle, Landlords, Boat and Caravan Insurance underwritten by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.# Age restrictions apply. Subject to approval.

^ The Debit Mastercard® is available to persons aged 16 years and over who are Australian Citizens or residents

* In branch withdrawals will accrue during the month and be charged to your account on the first day of the following month. A maximum of 2 in branch transactions will be rebated to your account at this time. All other transactions will incur a fee at the time of the transaction.

** For more information refer to the Schedule of interest rates for Personal Accounts.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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