Credit Card Selector

What feature interests you the most?

What feature interests you the most?

Please select one

What's your expected monthly spend?

What's your expected monthly spend?

Please select one

How much will you pay off each month?

How much will you pay off each month?

Please select one

Low Rate First Mastercard®

If you’re 18 to 25 years of age and looking for a low rate credit card, our Low Rate First Mastercard has all the features you need and nothing you don’t. With a low annual fee and one of the lowest interest rates around, this card can help you balance life’s ups and downs.

Download the key fact sheet for this card.

Low Rate Mastercard®

All the security and convenience you’d expect, a low annual fee and one of the lowest interest rates around make our Low Rate Mastercard® the ideal card for your every day purchases. And, unlike some other banks, interest is only charged from the date of your statement, not from the day you purchased – so you can save even more.

Download the key fact sheet for this card

Low Rate Platinum Mastercard®

With all the benefits of a low rate credit card, alongside premium features such as mobile phone and tablet insurance and purchase protections2, plus access to Mastercard Priceless® Cities exclusive experiences and offers - our Low Rate Platinum Mastercard is truly something special.

Download the key fact sheet for this card.

Platinum Rewards Mastercard®

With a range of added insurances, purchase protections, plus access to Mastercard Priceless® Cities exclusive experiences and special offers, it's the only card you'll need.

Download the key fact sheet for this card.

Qantas Platinum Mastercard®

Make every day purchases work for you by earning 0.6 Qantas Points per dollar spent3. This card also gives you 180 days comprehensive travel insurance, a range of purchase protections2, and access to Mastercard Priceless® Cities exclusive experiences and special offers.

Download the key fact sheet for this card.

RSPCA Mastercard®

When you choose a Bendigo Bank RSPCA Mastercard, you’ll join us in supporting the RSPCA Adoptapet program. For every dollar you spend, we'll donate a percentage to the RSPCA Adoptapet program. So far, more than $3 million has been raised to help animals find their forever home.

Download the key fact sheet for this card.

The information provided by this website is designed to be of a general nature only and has been prepared without considering your personal objectives, financial situation or needs. The information is to help you see the possible options we offer, and because of that, you should, before acting on any information provided by this website, consider its appropriateness to your circumstances, or contact one of our friendly staff in person to help tailor our products to your own particular needs. See full Terms and Conditions (including our Financial Services Guide) for credit cards (including fees and charges that apply), or obtain from any branch.

Terms, conditions, fees and charges apply. All information is correct as at 01/08/17 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 01/08/17. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

2Our insurance partners - Platinum Rewards insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). Qantas Platinum and Low Rate Platinum insurances are issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL No. 245631 trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No. 234708) to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL No. 237879. Bendigo Bank doesn’t guarantee any of the benefits provided under the insurance covers. Terms and conditions, limits and exclusions apply. Neither Bendigo Bank, nor any of its Group of companies, has any liability in connection with any insurance claim under the Terms and Conditions. Neither Bendigo Bank, nor any of its Group of companies, guarantee or are liable to pay any of the benefits provided under the covers, nor are they authorised representatives of the insurance providers. Platinum cardholders do not hold these insurances but receive benefits under the insurance covers. The insurance providers and Bendigo Bank may agree to terminate the covers at any time. Bendigo Bank will notify the Platinum cardholders on or before the date of such termination.

3To earn Qantas Points with the Qantas Platinum Mastercard, you must be a member of the Qantas Frequent Flyer program and provide your Qantas Frequent Flyer number to Bendigo Bank. Membership of the Qantas Frequent Flyer program is subject to the terms and conditions of the Qantas Frequent Flyer program, which can be found at Qantas.com/terms. A joining fee may apply. Qantas Points are earned on eligible transactions at the applicable conversion rate of 0.6 Qantas Points per dollar, are transferred monthly to the Frequent Flyer account and are capped at 20,000 points per month – see Bendigo Credit Card Terms and Conditions for details or call 1300 236 344. Ineligible transactions are, for example, BPAY transactions, cash advances, payments to the Australian Taxation Office, cash equivalent transactions, business transactions, balance transfers, and transactions for gambling or gaming purposes, any fee or charge, including any government charges or duties, interest and finance charges payable or paid on your credit card, transactions which are disputed, fraudulent or involve the abuse or unauthorised use of your credit card and payments and  purchases which are refunded or  reimbursed. To obtain your complimentary QFF membership go to Qantas.BendigoBank.

4Rewards points - Rewards points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions, or call 1300 236 344. This calculator is for illustrative purposes only and shows the difference that Bendigo Bank's interest charging method makes on a purchase made on day 5 of a 30-day statement period with a partial repayment on or before the due payment date. Terms, conditions, fees and charges apply. All information is correct as at 01/02/16 and is subject to change. Full details available on application. Lending criteria apply. Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.

5Mastercard Zero Liability - Terms and Conditions for protection apply.

6Worldwide access - The Nilson Report, Issue 1095 from September 2016

7Personalise my card - Image subject to guidelines.