Low Rate First Mastercard

If you’re 18 to 25 years of age and looking for a low rate credit card, our Low Rate First Mastercard has all the features you need and nothing you don’t. With a low annual fee and one of the lowest interest rates around, this card can help you balance life’s ups and downs.

Download the key fact sheet for this card.

Key features of the Low Rate First Mastercard

  1. Purchase interest
    rate 11.99% p.a.

  2. $29 annual fee

  3. Up to 55 days interest free^

  4. Cash advance interest rate 13.99% p.a.

  5. Interest is calculated from the statement date, not from when you made the purchase

  6. 24/7 fraud monitoring and no liability for unauthorised transactions4

  7. Access Mastercard Priceless® Cities exclusive experiences and special offers

  8. Exclusive for customers 18 - 25 years old

More benefits

  • No fees for additional cardholders
  • Tap & goTM for purchases under $100
  • Accepted at over 43 million locations worldwide5

Terms and conditions, fees and charges apply. All information is correct as at 01/07/18 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 01/07/18. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

^Up to 55-day interest-free period consists of your 30 day statement cycle, plus 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase was made.

4Mastercard Zero Liability - Terms and Conditions for protection apply.

5Worldwide access - The Nilson Report, Issue 1095 from September 2016