Low Rate Platinum Mastercard

With all the benefits of a low rate credit card, alongside premium features such as mobile phone and tablet insurance and purchase protections1, plus access to Mastercard Priceless® Cities exclusive experiences and offers - our Low Rate Platinum Mastercard is truly something special.

Download the key fact sheet for this card.

Key features of the Low Rate Platinum Mastercard

  1. Purchase interest
    rate 11.99% p.a.

  2. $89 annual fee

  3. Up to 55 days interest free

  4. Cash advance interest rate 13.99% p.a.

  5. Mobile phone and tablet insurance protection if you lose your device or break the screen1

  6. Extended warranty on purchases1

  7. 90 day purchase protection on lost, stolen or accidentally damaged purchases1

  8. 24/7 fraud monitoring and no liability for unauthorised transactions

More benefits

  • Best Price Guarantee*
  • No fees for additional cardholders
  • Tap & goTM for purchases under $100
  • Accepted at over 43 million locations worldwide5

*If you find the same item that you've purchased on your card for a much cheaper price, you can claim a refund for the difference. Qualifying criteria apply.

Terms, conditions, fees and charges apply. All information is correct as at 01/08/17 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 01/08/17. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

1Our insurance partners - Platinum Rewards insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). Qantas Platinum and Low Rate Platinum insurances are issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL No. 245631 trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No. 234708) to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL No. 237879. Bendigo Bank doesn’t guarantee any of the benefits provided under the insurance covers. Terms and conditions, limits and exclusions apply. Neither Bendigo Bank, nor any of its Group of companies, has any liability in connection with any insurance claim under the Terms and Conditions. Neither Bendigo Bank, nor any of its Group of companies, guarantee or are liable to pay any of the benefits provided under the covers, nor are they authorised representatives of the insurance providers. Platinum cardholders do not hold these insurances but receive benefits under the insurance covers. The insurance providers and Bendigo Bank may agree to terminate the covers at any time. Bendigo Bank will notify the Platinum cardholders on or before the date of such termination.

4Worldwide access - The Nilson Report, Issue 1095 from September 2016