Platinum Rewards Mastercard

Platinum Rewards lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances1, purchase protections1, plus access to Mastercard Priceless® Cities exclusive experiences and special offers, it's the only card you'll need.

Download the key fact sheet for this card.

Key features of the Platinum Rewards Mastercard

  1. Purchase interest
    rate 19.99% p.a.

  2. $89 annual fee

  3. Up to 55 days interest free^

  4. Cash advance interest rate 21.99% p.a.

  5. Earn 1.5 Bendigo Rewards points for every dollar spent3

  6. Up to 180 days international travel insurance in any 12 month period1

  7. Extended warranty on purchases when using your credit card1

  8. 90 day Purchase Protection on stolen or accidentally damaged purchases when the total cost is charged to your credit card1

More benefits

  • Tap & goTM for purchases under $100
  • Accepted at over 43 million locations worldwide5

Terms, conditions, fees and charges apply. All information is correct as at 29/11/18 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 29/11/18. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

*Terms, conditions, fees and charges apply. All information is correct as at 1 May 2019 and is subject to change. Full details available on application. Lending criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. *Bonus points offer commences 6 May 2019. To be eligible for the 100,000 bonus points offer, you must apply for a new Bendigo Bank Platinum Rewards Mastercard by 30 June 2019, be approved and spend $1,500 on eligible purchases within 90 days of opening your account. Ineligible purchases are described in the Bendigo Rewards Terms and Conditions and include cash advances, interest charges, credit fees and charges, disputed transactions, foreign exchange purchases, travellers cheques, credit card payments, gambling chip purchases, payments to the Australian Taxation office, bill payments using BPAY® or utility bills paid over the counter at any financial institution or Post Office and any transactions, payments or purchases that are disputed, fraudulent, unauthorised, refunded or reimbursed. A direct debit will be classified as a cash advance if you have provided the debiting merchant with your BSB and account number. Bendigo Bank may vary or end this offer. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account, in conjunction with any other Bendigo Bank offer or if you have held the product in the last 12 months. Offer not available to staff or in conjunction with any other Bendigo Bank offer including Mortgage Bundling, the Connect package, Deals or Shareholder products. Points will be credited to your points balance within three months of meeting the spend criteria. The Bendigo Bank credit card account used must not be cancelled, closed or in default before the bonus points are credited to your points balance. Minimum monthly repayments required.

^Up to 55-day interest-free period consists of your 30 day statement cycle, plus 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase was made.

1Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Qantas Platinum Mastercard and Platinum Rewards Mastercard) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.

3Rewards points - Rewards points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions, or call 1300 236 344.

5Worldwide access - The Nilson Report, Issue 1095 from September 2016