Platinum Rewards Mastercard

Platinum Rewards lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances, purchase protections, plus access to Mastercard Priceless® Cities exclusive experiences and special offers, it's the only card you'll need.

Download the key fact sheet for this card.

Key features of the Platinum Rewards Mastercard

  1. Purchase interest
    rate 19.99% p.a.

  2. $89 annual fee

  3. Up to 55 days interest free^

  4. Cash advance interest rate 21.99% p.a.

  5. Earn 1.5 Bendigo Rewards points for every dollar spent3

  6. 180 days comprehensive international travel insurance1

  7. Extended warranty on purchases1

  8. 90 day Purchase Protection on lost, stolen or damaged purchases1

More benefits

  • Best Price Guarantee#
  • No fees for additional cardholders
  • Tap & goTM for purchases under $100
  • Accepted at over 43 million locations worldwide5

Terms, conditions, fees and charges apply. All information is correct as at 01/07/18 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 01/07/18. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

The Canstar 5 Star Rating was awarded on 27 April 2018 for the Platinum Rewards credit card for Bendigo Bank.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

*Upon meeting the minimum spend requirement, 75,000 Rewards Points will be credited to your account within 60 days, which can be redeemed at for Bunnings gift cards. Offer commences 29 October 2018. To be eligible for the bonus points offer, you must apply for a new Bendigo Bank Platinum Rewards Credit Card online, in branch or as part of mortgage bundling by 31 January 2019 and spend $2,500 on eligible purchases within 90 days from approval. Bendigo Bank may vary or end this offer. Offer is limited to one account per customer. Offer is not available to Bendigo and Adelaide Bank staff, when closing/transferring from another Bendigo Bank credit card account, or if the customer has held the same product within the last 12 months, or in conjunction with any other Bendigo Bank discounted product or offer.

#If you find the same item that you've purchased on your card for a much cheaper price, you can claim a refund for the difference. Qualifying criteria apply.

^Up to 55-day interest-free period consists of your 30 day statement cycle, plus 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase was made.

1Insurances are issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL No. 245631 trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No. 234708) to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL No. 237879. Bendigo Bank does not guarantee any benefits under the cover. Terms, conditions, limits and exclusions apply and are available at

3Rewards points - Rewards points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions, or call 1300 236 344.

5Worldwide access - The Nilson Report, Issue 1095 from September 2016