Key features of our Home Equity Loan

Repay as much or as little as you like, as long as you keep the balance below your credit limit.

  1. Unlimited additional repayments

  2. Maximum term of 5 years

  3. Borrow up to 80% of the property value

  4. Competitive interest rate, calculated daily and debited monthly

  5. Full transaction-fee rebate on eligible accounts1

  6. Free Bendigo home insurance from contract to settlement (up to 90 days)2

Great reasons to choose us

  • Competitive home loan interest rates
  • Rewarding packaged loans
  • 1.5 million customers in over 500 communities Australia wide
  • Top 60 ASX listed company

Explore our home loans

Connect Package

Owner Occupied ($250,000-$499,999)

Interest rate3

4.33% p.a.

Comparison Rate4

4.62% p.a.


Home Equity Loan

Residential Investment

Interest rate

6.36% p.a.

Comparison rate4



Basic Home Loan

Owner Occupied

Interest rate

4.38% p.a.

Comparison Rate4

4.56% p.a.


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Additional information

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1. Refer to the Schedule of Fees & Charges and Transaction Account Rebates for more information on Transaction Account Rebates and a list of eligible Transaction Accounts.

2. Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.

3. The interest rate displayed assumes at least three eligible products are held. Connect Package Home Loan interest rates are made up of the applicable interest rate depending on aggregate lending, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off the tiered rate. Rates are based on variable P&I Owner Occupied loan for loan amount $250,000- $499,999.

4. Important information about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25 year loan term. All Fixed rates are calculated on the basis that they roll to the Residential Variable rate at the end of the initial term. All comparison rates are calculated with a nil offset balance.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.