Home Equity Loan

Our Home Equity Loan gives you a line of credit with full transaction functionality and the ability to draw on available funds. Repay as much or as little as you like, as long as you keep the balance below your credit limit.

Key benefits

  • Repay as much as you choose (balance to be kept below the credit limit)
  • Unlimited additional repayments
  • Maximum term of 5 years
  • Borrow up to 90% of the property value
  • Competitive interest rate, calculated daily and debited monthly
  • Full transaction-fee rebate on eligible accounts1
  • Free Bendigo home insurance from contract to settlement (up to 90 days)2

Current interest rates

Owner occupied lending

Loan typeInterest rate
Variable5.88% p.a.

Residential investment lending

Loan typeInterest rate
Variable6.36% p.a.

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1. Refer to the Schedule of Fees & Charges and Transaction Account Rebates for more information on Transaction Account Rebates and a list of eligible Transaction Accounts.

2. Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.