Our personal loans come with a range of benefits:

Flexible options

Choose from weekly, fortnightly or monthly repayments, secured or unsecured loans with terms up to 7 years.

Big or small

Choose a loan size to suit your needs. Whether for a holiday, a car, a boat or something completely different, just ask us.

Quick response

We know you want to hear about your application quickly. You will have a response from us within 48 hours.

See our loans below

Great reasons to choose us

Personal Loan

Whether its for a car, a boat, a holiday or something completely different, a Bendigo Personal Loan offers you competitive finance. Choose the term of your loan and enjoy the benefits of flexible repayments and an attractive fixed interest rate.

Personal Loan - Secured

Perfect for buying a new or used car or to refinance an existing car loan.
  • Fixed interest rate 7.79% p.a., comparison rate1 8.64% p.a.
  • Loan terms between 1 and 7 years
  • Choose weekly, fortnightly or monthly repayments
  • Free online redraw

Personal Loan - Unsecured

Great for your dream holiday or any number of needs where you don’t offer security
  • Fixed interest rate 12.79% p.a., comparison rate1 14.89% p.a.
  • Loan terms between 1 and 7 years
  • Choose weekly, fortnightly or monthly repayments
  • Free online redraw

Green Personal Loan

This loan rewards you for your environmentally friendly purchases.

Green Personal Loan - Secured

Suitable for ‘A’ rated vehicles emitting less than 130g of CO2 per kilometre
  • Fixed interest of 6.79% p.a., comparison rate1 7.21% p.a.
  • Weekly, fortnightly or monthly repayments
  • Free online redraw
  • Low application fee

Green Personal Loan - Unsecured

Perfect for solar hot water, grey water treatment systems or top, energy saving white goods
  • Fixed interest of 11.79% p.a., comparison rate1 12.84% p.a.
  • Weekly, fortnightly or monthly repayments
  • Free online redraw
  • Low application fee

Student Personal Loan

A personal loan for all higher education students and apprentices with proof of part or full time study.

Student Personal Loan - Secured

Choose a secured loan for buying a new or used vehicle or to refinance an existing car loan.
  • A fixed Interest rate of 6.79% p.a., comparison rate1 6.95% p.a.
  • Loan terms between 1 and 7 years
  • Choose weekly, fortnightly or monthly repayments
  • Free online redraw

Student Personal Loan - Unsecured

An unsecured loan for your dream holiday or any number of needs where you don’t have security.
  • A fixed Interest rate of 9.99% p.a., comparison rate1 9.99% p.a.
  • Loan terms between 1 and 7 years
  • Choose weekly, fortnightly or monthly repayments
  • Free online redraw

How to apply for a loan

The simple process makes it easy for you to access your personal loan.

  1. Select Loan

  2. Apply online or call us

  3. Send documentation

  4. Receive your loan

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply

Important information about comparison rates:

1 The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.