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Exclusive dual offer

Qantas Platinum Credit Card

Bonus 80,000 Qantas Points for invited Bendigo Bank customers.^
0.00% p.a. on purchases for up to 20 months.^

Where could the Bendigo Qantas Platinum Credit Card take you?

  • Earn 0.6 Qantas Points per dollar spent, capped at 20,000 per statement period.2

  • Complimentary Qantas Frequent Flyer membership (saving A$99.50).2

  • A wide range of complimentary insurances.7

  • No fee for additional cardholders.


80,000 bonus Qantas Points

Apply for a Qantas Platinum Credit Card by 31 January 2023. Special offer available by invitation only to Bendigo Bank customers.
Spend $3,000 on eligible purchases within 60 days of account opening to be eligible for bonus Qantas Points.^

Features and Benefits

  • Earn Qantas Points
    Earn 0.6 Qantas Points per $1 on eligible purchases.2
  • International Travel insurance
    Up to 90 consecutive days international travel insurance.7
  • Extended Warranty
    Get extended cover from the time the original manufacturer’s warranty ends.7
  • Purchase Protection
    90 days on stolen or accidentally damaged purchases.7
  • Interest free period
    Up to 55 days.4
  • Fraud protection
    24/7 fraud monitoring and no liability for unauthorised transactions.5

Rates and Fees

0.00% p.a. Purchase rate for up to 20 months from account opening. Standard purchase interest rate (currently 19.99% p.a.) applies thereafter.

$149 Annual fee.

21.99% p.a. Balance transfer interest rate.

21.99% p.a. Cash advance interest rate.

Don’t miss this generous offer!

  1. Make purchases without the stress of paying interest for up to 20 months.^
  2. Bonus 80,000 Qantas Points exclusively for invited Bendigo Bank customers.^


Things you should know

Terms, conditions, fees and charges apply. All information is correct as at 1 August 2022 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

Target Market Determinations for products are available.

^Qantas Platinum Credit Card Offer

Offer period 1 August 2022 to 31 January 2023:

0.00% p.a. purchase rate for up to 20 months from account opening.

Application must be submitted between 12:01am AEST/AEDT 1 August 2022 and 11:59pm AEST/AEDT 31 January 2023.

Bendigo Bank may vary or end this offer at any time and it is only available on the Qantas Platinum Credit Card. Offer not available in conjunction with any other Bendigo Bank offer including Shareholder products. One account per customer. Offer is not available when closing or transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months. Minimum monthly repayments must be made as per your monthly statement and the account must not otherwise be in default.

0.00% p.a. Purchase rate

No interest will be charged on purchases for the first 20 months from account opening. After a period of 20 months from account opening, the remaining purchase balance will revert to purchase interest rate. Offer does not apply to cash advances.

The purchase interest rate of the Qantas Platinum Credit Card is currently 19.99% p.a. The cash advance rate of the Qantas Platinum Credit Card is currently 21.99% p.a.

80,000 bonus Qantas Points

Bonus Qantas Points are only available to existing Bendigo Bank customers who are invited to apply for this offer via email. This invitation cannot be transferred.

To be eligible for the bonus Qantas Points, you must spend a minimum amount of $3,000 on eligible purchases within 60 days of opening your account. Not all transactions are eligible purchases. Eligible and ineligible purchases for bonus Qantas Points offer are described in the Bendigo Credit Card Terms and Conditions which are available.

Bonus Qantas Points will be credited to your Qantas Frequent Flyer account within 90 days of meeting the spend criteria and all minimum monthly repayments made. The Bendigo Bank credit card account used must not be cancelled, closed or in default before the bonus points are awarded to your points balance.

7Bendigo Credit Card Insurance
Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Low Rate Platinum Credit Card, Platinum Rewards Credit Card, Qantas Platinum Credit Card) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance.
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible Bendigo Bank cardholders by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the Bendigo Credit Card Insurance (Low Rate Platinum Credit Card, Qantas Platinum Credit Card and Platinum Rewards Credit Card) Terms and Conditions which may be amended from time to time. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.
2Qantas Points
To earn Qantas Points with the Qantas Platinum Credit Card, you must be a member of the Qantas Frequent Flyer program and provide your Qantas Frequent Flyer number to Bendigo Bank. Membership of the Qantas Frequent Flyer program is subject to the terms and conditions of the Qantas Frequent Flyer program, which can be found at 0.6 Qantas Points will be earned on eligible transactions, transferred monthly to the Frequent Flyer account and are capped at 20,000 points per month – see Bendigo Credit Card Terms and Conditions for details or call 1300 236 344. Ineligible transactions are BPAY transactions, cash advances, payments to the Australian Taxation Office, cash equivalent transactions, business transactions, balance transfers, and transactions for gambling or gaming purposes, any fee or charge, including any government charges or duties, interest and finance charges payable or paid on your credit card, transactions which are disputed, fraudulent or involve the abuse or unauthorised use of your credit card and payments and purchases which are refunded or reimbursed. To obtain your complimentary QFF membership go to
5Mastercard Zero Liability

Conditions for protection apply, see

4Up to 55 days interest free
The up to 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.
Mastercard trademark
Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.
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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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