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Platinum Rewards Credit Card

Earn Bendigo Bank Rewards Points and take advantage of complimentary insurances.7

Key features of the Platinum Rewards Credit Card

  • Earn 1.5 Bendigo Bank Rewards® points for every dollar spent.1
  • 24/7 fraud monitoring.5
  • Up to 90 consecutive days international travel insurance.7
  • Purchase Protection and Extended Warranty Insurance.7
  • Mobile payments with your smart phone and smart watch.

Features & Benefits

  • Earn 1.5 Bendigo Bank Rewards points for every dollar spent.1
  • Up to 90 consecutive days international travel insurance (for persons under 76 years).7
  • Extended warranty on purchases when using your credit card.7
  • 90 day purchase protection on stolen or accidentally damaged purchases when the total cost of the purchase is charged to your participating credit card.7
  • No fee for additional cardholders.
  • 24/7 fraud monitoring and no liability for unauthorised transactions.5
  • Up to 55 days interest free.4
  • Interest is calculated from the statement date, not from when you made the purchase.
  • Tap & goTM for contactless purchases.
  • Use in store, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
  • Access Mastercard Priceless® Cities exclusive experiences and special offers.

Rates & Fees

  • $89 annual fee.
  • Purchase interest rate 19.99% p.a.
  • Balance transfer interest rate 21.99% p.a.
  • Cash advance interest rate 21.99% p.a.

What does 18,520 points get you?1

Just 18,520 Bendigo Bank Rewards Points gets you $50 to spend on a huge variety of rewards.

Browse and claim thousands of Bendigo Bank Rewards via e-banking on the Bendigo Bank website or app.

Platinum Rewards Credit Card

Our Platinum Rewards Credit Card lets you earn points as you shop, which you can redeem online for a huge range of goods and services. This card also gives you 90 consecutive days international travel insurance7, a range of other complimentary insurances7, and access to Mastercard Priceless® Cities exclusive experiences and special offers, it's the only card you'll need.

Download the key fact sheet for this card.

Bendigo Bank Platinum Rewards Credit Card

Things you should know

Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2023 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 (‘Bendigo Bank’).

Target Market Determinations for products are available.

1Bendigo Rewards

Rewards Points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions for details or call 1300 236 344. Conversion calculation correct as at 8 August 2023. Conversion rates subject to change.

Bendigo Bank Rewards is a registered trade mark owned by Bendigo and Adelaide Bank Limited.

4Up to 55 days interest free

The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

5Mastercard Zero Liability

Conditions for protection apply, see

7Bendigo Credit Card Insurance

Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Bendigo Ready, Low Rate Platinum, Platinum Rewards, Qantas Platinum) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance.
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible Bendigo Bank cardholders by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the Bendigo Credit Card Insurance (Bendigo Ready, Low Rate Platinum, Platinum Rewards and Qantas Platinum) Terms and Conditions which may be amended from time to time. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.

Mastercard trademark

Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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