Earn Bendigo Bank Rewards Points and take advantage of complimentary insurances.7
Three reasons to get a Platinum Rewards Credit Card
Earn rewards
Earn 1.5 Bendigo Bank Rewards® points for every dollar spent.1
Platinum travel perks
Up to 90 consecutive days international travel insurance.7
Security
24/7 fraud monitoring and no liability for unauthorised transactions.5
Platinum Rewards summary
- Earn 1.5 Bendigo Bank Rewards points for every dollar spent1
- Up to 90 consecutive days international travel insurance (for persons under 76 years)7
- Extend warranty on covered purchases made with your credit card7
- 90 day purchase protection on stolen or accidentally damaged purchases when the total cost of the purchase is charged to your participating credit card7
- No fee for additional cardholders
- 24/7 fraud monitoring and no liability for unauthorised transactions5
- Up to 55 days interest free4
- Interest is calculated from the statement date, not from when you made the purchase.
- Use everywhere Mastercard is accepted
- Access Mastercard Priceless® Cities exclusive experiences and special offers
- Mobile payments with your smart phone and smart watch
Check my eligibility
1. Your status
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I'm an individual, not a company
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I'm 18+ years of age
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I'm not currently bankrupt or insolvent
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I’m looking for a credit card for personal use, not business use
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I’m applying for a credit card in my name only
2. Your residency
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I'm an Australian citizen or permanent resident who is living/working in Australia.
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I'm the holder of one of the following acceptable visa subclasses and have applied for permanent Australian residency and have a minimum of 12 months remaining on my visa: 188, 489, 491, 494, 482 (excluding short term stream)
3. Your income
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I receive a regular income from one of the following accepted sources:
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- PAYG (Permanent, non-permanent and casual employment)
- Managed superannuation
- Self-managed superannuation
- Self employed
Rates and fees
Annual fee
$89 p.a.
Purchase interest rate
19.99% p.a.
Balance transfer rate
21.99% p.a.
Cash advance rate
21.99% p.a.
Minimum credit limit
$3,000
Additional card holders fee
$0
Discover the Bendigo Bank app
- Log in quickly and securely with biometric authentication or a Four-digit PIN
- See balances without logging in using Quick Balances
- Pay people and bills in seconds with PAYID, Osko, BPAY
- Add your debit or credit card to Apple Pay or Google Pay from the app
- Card controls at your fingertips
- Robust security features to keep you safe and secure
Download the Bendigo Bank app now
Get the Platinum Rewards Credit Card
Due to a high volume of applications, we are experiencing delays in our processing times. Please bear with us as we process applications.
New customers
If you are a new customer you can apply online in minutes
Existing customers
If you are an existing customer, you can apply via e-banking.
Apply in branch
If you are a new customer you can apply at your preferred branch.
What does 18,520 points get you?1
Just 18,520 Bendigo Bank Rewards Points gets you $50 to spend on a huge variety of rewards.
Helpful tools
Use our helpful tools to help compare and selected the right credit card for you.
Need help?
Online
Complete the online enquiry form and a banking team member will contact you via your preferred channel, phone or email.
At a branch
Use our branch locator to search for a branch, agency or ATM near you.
Phone
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Things you should know
Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2023 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 (‘Bendigo Bank’).
Target Market Determinations for products are available.
1Bendigo Rewards
Rewards Points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions for details or call 1300 236 344. Conversion calculation correct as at 8 August 2023. Conversion rates subject to change.
Bendigo Bank Rewards is a registered trade mark owned by Bendigo and Adelaide Bank Limited.
4Up to 55 days interest free
5Mastercard Zero Liability
Conditions for protection apply, see mastercard.com.au/zero-liability
7Bendigo Credit Card Insurance
Mastercard trademark
Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.