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Platinum Rewards Credit Card

Earn points to redeem for a huge range of rewards.

Key features of the Platinum Rewards Credit Card

  • 1
    Earn 1.5 Bendigo Bank Rewards® points for every dollar spent1
  • 2
    Purchase interest rate 19.99% p.a.
  • 3
    Balance transfer interest rate 19.99% p.a.

Platinum Rewards Credit Card

Platinum Rewards Credit Card lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances7, purchase protections7, plus access to Mastercard Priceless® Cities exclusive experiences and special offers, it's the only card you'll need.

Download the key fact sheet for this card.

Bendigo Bank Platinum Rewards Credit Card

Features & Benefits

  • Earn 1.5 Bendigo Bank Rewards points for every dollar spent.1
  • Up to 180 days international travel insurance in any 12 month period.7
  • Extended warranty on purchases when using your credit card.7
  • 90-day Purchase Protection on stolen or accidentally damaged purchases when the total cost is charged to your credit card.7
  • No fees for additional cardholders.
  • 24/7 fraud monitoring and no liability for unauthorised transactions.5
  • Up to 55 days interest free.4
  • Interest is calculated from the statement date, not from when you made the purchase.
  • Tap & goTM for contactless purchases.
  • Use in store, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
  • Access Mastercard Priceless® Cities exclusive experiences and special offers.

Rates & Fees

  • $89 annual fee.
  • Balance transfer interest rate 19.99% p.a. 
  • Purchase interest rate 19.99% p.a.
  • Cash advance interest rate 21.99% p.a.

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Things you should know

Terms, conditions, fees and charges apply. All information is correct as at 30 September 2020 and is subject to change. Full details available on application. Credit criteria apply. Interest rate and annual fee current at 30 September 2020. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

View the Target Market Determination for this product.

7Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Qantas Platinum Credit Card and Platinum Rewards Credit Card) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.
1Rewards Points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions for details or call 1300 236 344.

5Conditions for protection apply, see

4The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

Bendigo Bank Rewards is a registered trade mark owned by Bendigo and Adelaide Bank Limited.

Mastercard trademark
Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.
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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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