Earn Bendigo Bank Rewards Points and take advantage of complimentary insurances.7
Key features of the Platinum Rewards Credit Card
- Earn 1.5 Bendigo Bank Rewards® points for every dollar spent.1
- 24/7 fraud monitoring.5
- Up to 90 consecutive days international travel insurance.7
- Purchase Protection and Extended Warranty Insurance.7
- Mobile payments with your smart phone and smart watch.
Features & Benefits
- Earn 1.5 Bendigo Bank Rewards points for every dollar spent.1
- Up to 90 consecutive days international travel insurance (for persons under 76 years).7
- Extended warranty on purchases when using your credit card.7
- 90 day purchase protection on stolen or accidentally damaged purchases when the total cost of the purchase is charged to your participating credit card.7
- No fee for additional cardholders.
- 24/7 fraud monitoring and no liability for unauthorised transactions.5
- Up to 55 days interest free.4
- Interest is calculated from the statement date, not from when you made the purchase.
- Tap & goTM for contactless purchases.
- Use in store, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
- Access Mastercard Priceless® Cities exclusive experiences and special offers.
Rates & Fees
- $89 annual fee.
- Purchase interest rate 19.99% p.a.
- Balance transfer interest rate 21.99% p.a.
- Cash advance interest rate 21.99% p.a.
What does 18,520 points get you?1
Just 18,520 Bendigo Bank Rewards Points gets you $50 to spend on a huge variety of rewards.
Browse and claim thousands of Bendigo Bank Rewards via e-banking on the Bendigo Bank website or app.
Platinum Rewards Credit Card
Our Platinum Rewards Credit Card lets you earn points as you shop, which you can redeem online for a huge range of goods and services. This card also gives you 90 consecutive days international travel insurance7, a range of other complimentary insurances7, and access to Mastercard Priceless® Cities exclusive experiences and special offers, it's the only card you'll need.
Download the key fact sheet for this card.

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Things you should know
Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2023 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 (‘Bendigo Bank’).
Target Market Determinations for products are available.
1Bendigo Rewards
Rewards Points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions for details or call 1300 236 344. Conversion calculation correct as at 8 August 2023. Conversion rates subject to change.
Bendigo Bank Rewards is a registered trade mark owned by Bendigo and Adelaide Bank Limited.
4Up to 55 days interest free
5Mastercard Zero Liability
Conditions for protection apply, see mastercard.com.au/zero-liability