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Bendigo Bright® Credit Card

A low rate of 9.99% p.a. on purchases

Key features of the Bendigo Bright Credit Card

  • 9.99% p.a. low rate on purchases
  • $59 low annual fee.
  • Up to 55 days interest free on purchases.4
  • 24/7 fraud monitoring.5
  • Mobile payments with your smart phone and smart watch.

Features & benefits

  • Save on interest and enjoy our lowest everyday purchase rate.
  • 24/7 fraud monitoring and no liability for unauthorised transactions.5
  • Temporarily block lost cards and transaction types with Bendigo Bank Card Controls.
  • Access to Mastercard Priceless® Cities exclusive experiences and special offers.
  • Use everywhere Mastercard is accepted.

Rates & fees

  • $59 annual fee.
  • Purchase interest rate of 9.99% p.a.
  • Balance transfer rate 19.99% p.a.
  • Cash advance interest rate 19.99% p.a.
  • Minimum credit limit $1,000.
  • No fee for additional cardholders.

Bendigo Bright Credit Card

Our low rate credit card with a low annual fee, high security and convenience. The Bendigo Bright Credit Card is the smart choice for your everyday purchases.

Download the key fact sheet for this card.

Things you should know

Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2023 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879 (‘Bendigo Bank’).

Target Market Determinations for products are available.

Bendigo Bright® is a registered trade mark owned by Bendigo and Adelaide Bank Limited.

4Up to 55 days interest free

The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

5Mastercard Zero Liability

Conditions for protection apply, see

Mastercard trademark

Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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