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Bendigo Ready Credit Card

A great value credit card with $0 annual fee and platinum travel perks.

Key features of the Bendigo Ready Credit Card

  • $0 annual fee - every year.
  • $0 international transaction fees.
  • Up to 55 days interest free on purchases.4
  • Up to 90 consecutive days international travel insurance.7
  • Purchase Protection and Extended Warranty Insurance.7

Features & benefits

  • Save with $0 international transaction fees.
  • Up to 90 consecutive days international travel insurance (for persons under 76 years).7
  • Extended warranty on covered purchases made with your credit card.7
  • 90 day purchase protection on stolen, accidentally damaged or permanently lost purchases.7
  • No fee for additional cardholders.
  • 24/7 fraud monitoring and no liability for unauthorised transactions.5
  • Digital wallet payments.
  • Up to 55 days interest free.4
  • Access Mastercard Priceless® Cities exclusive experiences and special offers.

Rates & fees

  • $0 annual fee – every year.
  • Purchase interest rate of 19.99% p.a.
  • Balance transfer rate 19.99% p.a.
  • Cash advance interest rate 19.99% p.a.
  • Minimum credit limit $3,000.

Bendigo Ready Credit Card

Bendigo Ready Credit Card offers exceptional value and platinum travel perks. No annual fee, zero international transaction fees, and International Travel Insurance7 are just a few of the key features you can enjoy. If you’re looking for a credit card to use wherever and however you need, try Bendigo Ready – it’s ready when you are.

Download the key fact sheet for this card.

Things you should know

Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2023 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879 (‘Bendigo Bank’).

Target Market Determinations for products are available.

4Up to 55 days interest free

The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

5Mastercard Zero Liability

Conditions for protection apply, see

7Bendigo Credit Card Insurance

Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Bendigo Ready, Low Rate Platinum, Platinum Rewards, Qantas Platinum) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance.
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible Bendigo Bank cardholders by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the Bendigo Credit Card Insurance (Bendigo Ready, Low Rate Platinum, Platinum Rewards and Qantas Platinum) Terms and Conditions which may be amended from time to time. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.

Mastercard trademark

Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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