A great value credit card with $0 annual fee and platinum travel perks.
Key features of the Bendigo Ready Credit Card
- $0 annual fee - every year.
- $0 international transaction fees.
- Up to 55 days interest free on purchases.4
- Up to 90 consecutive days international travel insurance.7
- Purchase Protection and Extended Warranty Insurance.7
Features & benefits
- Save with $0 international transaction fees.
- Up to 90 consecutive days international travel insurance (for persons under 76 years).7
- Extended warranty on covered purchases made with your credit card.7
- 90 day purchase protection on stolen, accidentally damaged or permanently lost purchases.7
- No fee for additional cardholders.
- 24/7 fraud monitoring and no liability for unauthorised transactions.5
- Digital wallet payments.
- Up to 55 days interest free.4
- Access Mastercard Priceless® Cities exclusive experiences and special offers.
Rates & fees
- $0 annual fee – every year.
- Purchase interest rate of 19.99% p.a.
- Balance transfer rate 19.99% p.a.
- Cash advance interest rate 19.99% p.a.
- Minimum credit limit $3,000.
Bendigo Ready Credit Card
Bendigo Ready Credit Card offers exceptional value and platinum travel perks. No annual fee, zero international transaction fees, and International Travel Insurance7 are just a few of the key features you can enjoy. If you’re looking for a credit card to use wherever and however you need, try Bendigo Ready – it’s ready when you are.
Download the key fact sheet for this card.

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Things you should know
Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2023 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879 (‘Bendigo Bank’).
Target Market Determinations for products are available.
Conditions for protection apply, see mastercard.com.au/zero-liability