Available on eligible credit cards.7
Enjoy complimentary international travel insurance
Kick back and relax on your journey overseas knowing that you, your spouse and dependants (under 81 years of age) may be covered if the unexpected happens.
To be covered, your spouse and dependants need to travel with you for at least half of the journey, and their return tickets need to have been bought before the journey began.7
Learn about the impact of COVID-19 on complimentary credit card insurance.
Included with eligible credit cards.
Complimentary international travel insurance benefits
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Up to 3 consecutive months international travel cover per year, and cover if your trip is cancelled due to an emergency or if you need emergency medical treatment while on holiday.
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Includes travel delay cover as well as cover for loss or damage to baggage, money and documents.
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If you’re injured or fall ill while overseas, emergency medical expenses cover may help you with the cost of treatment.
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If you, your spouse and/or dependant/s are positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19, cover may be available to you for overseas emergency assistance, overseas emergency medical, evacuation & repatriation, cancellation and additional expenses. Terms, conditions, limits and exclusions apply.7
How do I get my complimentary international travel insurance?
If you’re a resident of Australia under 81 years (including Australian visa holders which entitles you to residency) at the time of eligibility, simply use your Bendigo Ready, Low Rate Platinum, Platinum Rewards or Qantas Platinum credit card to purchase a minimum of $500 of your prepaid travel costs before leaving Australia. This could include, for example, your return overseas travel ticket, overseas accommodation, cruise, travel or tours.
Refer to Part A - Eligibility for Cover in the Credit Card Insurance Terms and Conditions for full eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits that apply.7
Lodge your claim online.
The following Bendigo Bank credit cards include complimentary insurance:
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Low rate Platinum (existing customer only)
|
International travel insurance |
Limits (per credit card account) |
| Overseas emergency assistance (including Medical Evacuation and Repatriation) | $20 million |
| Overseas emergency medical | $20 million |
| Overseas emergency dental (spontaneous toothache) | Up to a maximum total limit of $1,250 per person for emergency dental treatment for sudden and acute pain (toothache) to natural teeth |
| Hospital cash allowance | $100 per person per day to a maximum total limit of $12,000 per cardholder or spouse. Dependants are included in the limit available to the cardholder or spouse. |
| Accidental death | Up to $20,000 per covered person, up to a maximum total limit of $100,000. |
| Funeral expenses | Up to $20,000 per covered person, up to a maximum total limit of $100,000. |
| Cancellation | Up to a maximum total limit of $50,000 (sublimit applies for agent's cancellation fee, see Terms and Conditions) |
| Additional expenses | $30,000 |
| Travel delay expenses | Up to $1,000 per covered person after six consecutive hours, up to a maximum total limit of $2,000. |
| Alternative transport expenses | Up to a maximum total limit of $3,500 |
| Return Home following the Death or Hospital Admission of a Relative | Up to $6,000 per covered person up to a maximum total limit of $12,000. |
| Luggage | Up to $15,000 per covered person up to a maximum total limit of $20,000 (sublimits apply, see Terms and Conditions). |
| Travel documents, transaction cards & travellers cheques | Up to $550 per covered person up to a maximum total limit of $1,000 |
| Luggage delay | Up to $500 per covered person up to a maximum total limit of $1,000 |
| Personal liability | Up to a maximum total limit of $2,500,000. |
Platinum credit cards
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Things you should know
Terms, conditions, fees and charges apply. All information, including interest rates and fees, is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 (‘Bendigo Bank’).
7Bendigo Credit Card Insurance: Terms, conditions, exclusions, limits and applicable sub-limits apply. Refer to the Bendigo Credit Card Insurance (Bendigo Ready, Low Rate Platinum, Platinum Rewards, Qantas Platinum) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance.
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible Bendigo Bank cardholders by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the Bendigo Credit Card Insurance (Bendigo Ready, Low Rate Platinum, Platinum Rewards and Qantas Platinum) Terms and Conditions which may be amended from time to time. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.
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