Access your own money when you need it with a Debit Mastercard®.
Debit Mastercard
Your choice of card design
Choose a transaction account
Debit Mastercard
Your choice of a burgundy or blue debit card to access your money from one of our great accounts.
Choose a transaction account
Geelong Cats Debit Mastercard
Show your club colours every time you shop. Choose the right transaction account to manage your money.
Choose a transaction account
Adelaide Crows Debit Mastercard
Proudly flash your Crows card every time you shop. Choose the right transaction account to manage your money.
Features & Benefits
Transaction accounts to choose from
New account
If you would like to apply for an account and Debit Mastercard, apply now or get more information by selecting the learn more button.
Existing account holder
If you already have a transaction account with us, call us or get in contact with your local branch to apply for a card.
Press Credit or Tap & Go
By pressing credit when using your Debit Mastercard you can save on unnecessary fees. That's because when you select credit on purchases within Australia, the transaction is free*!
Press Credit# or Tap & go
Available:
- PayPass Purchases~.
- Purchases within Australia.
- Purchases overseas.
Not available:
- ATM balance inquiry and withdrawal within Australia.
- ATM balance inquiry and withdrawal overseas.
- Purchases with cash out.
Press Cheque or Savings
Available:
- ATM balance inquiry and withdrawal within Australia.
- ATM balance inquiry and withdrawal overseas.
- Purchases with cash out.
- Purchases within Australia.
Not available:
- PayPass Purchases~.
- Purchases overseas.
You may also be interested in
Things you should know
The Debit Mastercard is only available to persons aged 16 years and over and Australian Citizens and permanent residents.
*Other fees may apply to your account. Overseas purchases may be charged a fee. $3 Debit Card fee applies when you have a Bendigo Bank Debit Mastercard linked to a Bendigo Bank account (fee does not apply when linked to the Everyday Account, Easy Retirement Account, Student Account or Concession Account). This fee is charged to the account on the first calendar day of the month. Interest is charged if funds are from an overdraft are accessed.
#When pressing 'credit ' on your debit card the transaction won't hit your account straight away. However the funds will be placed on hold until the amount is debited from your account.
~Transactions processed using PayPass will auto select credit
*Terms and Conditions apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch Bar is a trademark of Apple Inc.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in apps and websites in Safari; and with Mac (2012 or later) in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/km207105.
Google Pay is a trademark of Google LLC.
5Mastercard Zero Liability: Conditions for protection apply, see mastercard.com.au/zero-liability
Mastercard trademark: Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.
This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
Youth Debit Mastercard
It’s the smart and secure way to give your teenager financial freedom, with restricted access on unsuitable purchases.
- Exclusive to 12-15 year olds.
- Make purchases in-store, online and overseas.
- No monthly service fee.
Features & Benefits
What do I need to know?
Before you turn 18 you’ll need to call us on 1300 236 344 to upgrade to a Debit Mastercard.
Transactions relating to alcohol, tobacco, and gambling are restricted on the Youth Debit Mastercard.^
If the Youth Debit Mastercard is used to make an unsuitable purchase, we will (where possible) block the transaction.
New account
You will need to open a Student Account:
- 12-13 year olds will need to contact their local Bendigo Bank branch to apply, with a parent or guardian.
- 14-15 year olds can apply online.
To apply for an account all parties must provide identification.
Existing account holder
If you already have a Student Account:
- And are 12-13 years old, you and your parent or guardian will need to contact your local Bendigo Bank branch to apply for a card.
- If you are 14-15 years old, call us to apply for a card.
Get our e-banking app
- Login quickly and securely using an optional four-digit PIN or biometrics (Touch ID, Face ID or fingerprint login).
- View your balances quickly from your app home screen.
You may also be interested in
Things you should know
The Debit Mastercard is only available to persons aged 16 years and over and Australian Citizens and permanent residents.
*Other fees may apply to your account. Overseas purchases may be charged a fee. $3 Debit Card fee applies when you have a Bendigo Bank Debit Mastercard linked to a Bendigo Bank account (fee does not apply when linked to the Everyday Account, Easy Retirement Account, Student Account or Concession Account). This fee is charged to the account on the first calendar day of the month. Interest is charged if funds are from an overdraft are accessed.
^As at 31 July 2023 the relevant Merchant Category Codes (each an “MCC”) are restricted: MCC 7995 (Gambling Transactions); MCC 9754 (Gambling); MCC 5993 (Cigar Stores and Stands); MCC 5921 (Package Stores, Beer Wine, Liquor); MCC 5813 (Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns – Drinking Places); MCC 7273 (Dating Services); MCC 5967 (Direct Marketing – Inbound Telemarketing Merchants); MCC 7297 (Massage Parlours); MCC 5122 (Drugs, Drug Proprietors, and Druggists Sundries – Online only); and MCC 5912 (Drug Stores, Pharmacies – Online only).
#When pressing 'credit ' on your debit card the transaction won't hit your account straight away. However the funds will be placed on hold until the amount is debited from your account.
~Transactions processed using PayPass will auto select credit
*Terms and Conditions apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch Bar is a trademark of Apple Inc.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in apps and websites in Safari; and with Mac (2012 or later) in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/km207105.
Google Pay is a trademark of Google LLC.
5Mastercard Zero Liability: Conditions for protection apply, see mastercard.com.au/zero-liability
Mastercard trademark: Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.
This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
