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Financial planningFuneral Bonds

Product comparison

Take a look at the features of our transaction and savings accounts.

If you need more help in choosing the right product for you, one of our calculators or tools may help.

Calculators and tools to help you decide

Transaction accounts

 

  Everyday Account Student Account Easy Retirement Concession Account
Passbook or Statement Statement Statement Statement Statement
Min to open $1 $1 $1 $1
Interest calculated Daily Daily Daily Daily
Interest credited Half Yearly Monthly Monthly Annually
Interest rates 0.00%pa Tiered rates up to 0.05%pa Stepped rates up to 0.30%pa 0.00%pa
Monthly service fee $6
Waived if $2,000 deposited
monthly or home loan held
No $3
Waived if $2,000 deposited monthly,
home loan held, eligible CGU insurance
policy2 held or Sandhurst
Trustees Managed Funds held
No
Account rebate1 No Full Rebate No No
Account rebate1 No No No No
Phone banking# Yes Yes Yes Yes
Internet Banking# Yes Yes Yes Yes
Debit card# Yes Yes Yes Yes
Cashcard# Yes Yes Yes Yes
Comments Transaction account is designed
to easily manage your money. 
Offers Debit Mastercard®^,
24 hour ATM, EFTPOS access
and unlimited e-banking
transactions.
Offset facility available.
If you're a full-time student,
apprentice or trainee this
account will help you save
on bank fees.
The interest rate on this account
increases as your balance grows.
Ideal if you're a retiree
aged 55 or over.
An easy to use transaction account
for customers with an eligible
Commonwealth Government
concession card.
Designed for everyday banking with
free e-banking transactions,
24 hour ATM and EFTPOS access
via your choice of card.

Savings account 

  EasySaver Account PiggySaver Account CommunitySaver Account Christmas Club Account
Passbook or Statement Statement Statement Statement Statement or optional Passbook
Min to open $1 $1 $1 $1
Interest calculated Daily  Daily Daily Daily
Interest credited Monthly Monthly Monthly November
Interest rates 0.15%pa 0.15%pa 0.15%pa 0.10%pa
Monthly fee No No No No
Account rebate1 2 free in branch withdrawals* Full Rebate 2 free in branch withdrawals* Full rebate during access periods
Additional rebate1 No No No No
Phone banking# Yes Yes Yes Yes
Internet banking# Yes Yes Yes Yes
Debit card# No No No No
Cashcard# No No No No
Comments This no-fuss way to save combines
attractive interest with
free e-banking transactions and
two free in branch withdrawals per month.
The fun way for children under 12
to catch the saving bug.
Account holders aged between
4 and 10 years old receive a card
and gift on their birthday.
This dual-purpose savings account
will help you reach your savings
goals whilst connecting you to a
community minded organisation.
It works just like a regular savings
account except you select a partner
from our list of eligible organisations
to donate a portion of your
interest to (10%, 25%, 50% or 100%).
Put more jingle in your pocket and take
the worry out of your next festive season.
Save as much as you like during
the year and access your money
from 1 November until the end of
January. Early withdrawal fees apply.

1 On eligible transactions. For more information refer to the Schedule of Fees, Charges and Transaction Account Rebates.

2 Eligible Bendigo Bank insurance policies include Home, Contents, Motor Vehicle, Landlords, Boat and Caravan Insurance underwritten by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.# Age restrictions apply. Subject to approval.

^ The Debit Mastercard® is available to persons aged 16 years and over who are Australian Citizens or residents

* In branch withdrawals will accrue during the month and be charged to your account on the first day of the following month. A maximum of 2 in branch transactions will be rebated to your account at this time. All other transactions will incur a fee at the time of the transaction.

** For more information refer to the Schedule of interest rates for Personal Accounts.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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