Features of Transaction Accounts

  1. A range of flexible bank accounts

  2. Easy access to your money

  3. Internet and phone banking

  4. e-statements for easy account management

  5. Branch and phone help always available

Compare our accounts

The Everyday Account offers:

  • All in one transaction account designed to manage your money
  • No monthly service fee if you deposit $2,000 each month, or hold a home loan with us (otherwise $6 per month)#
  • Unlimited EFTPOS, e-banking transactions or cash transactions at Bendigo ATMs or branches within Australia
  • Access your money with a Debit Mastercard®
  • Offset facility available
  • e-statements

How to apply for an account

  • Australian citizen or resident
  • Drivers licence or passport
  • 5 minutes of your time

The Student Account offers:

  • Helps full-time students, apprentices and trainees be smart with their money and save on bank fees
  • No monthly service fees
  • Pay no fees for EFTPOS, e-banking or for transactions at Bendigo Bank branches or ATMs within Australia
  • An interest rate that increases the higher your account balance
  • Access your money with either a Debit Mastercard®, Easy Money card, or for 12-15 years old our Youth Debit Mastercard
  • Internet and phone banking
  • e-statements

How to apply for an account

  • Over 16 years of age
  • Australian citizen or resident
  • Drivers licence or passport
  • 5 minutes of your time

The Easy Retirement Account offers:

  • Designed for retirees over 55 years of age
  • No monthly service fee when you deposit $2,000 each month or hold either a home loan with us, an eligible Bendigo Bank CGU insurance policy^, or a Sandhurst Trustees Managed Fund (otherwise $3 per month)*
  • Its competitive interest rate increases as your balance grows - so the higher your balance, the bigger your share
  • Access your money with a Debit Mastercard®
  • Internet and phone banking
  • e-statements

To apply call 1300 236 344 or visit your local branch.

The Concession Account offers:

  • An easy to use transaction account for customers with an eligible Commonwealth Government concession card
  • Designed for everyday banking
  • No monthly service fee
  • Pay no fees for EFTPOS, e-banking or for transaction at Bendigo Bank branches or ATMs within Australia
  • Access your money with a Debit Mastercard®
  • e-statements

To apply call 1300 236 344 or visit your local branch.

#If you hold a home loan the fee will be waived each month provided the home loan is in use at least 2 days prior to the date the fee is charged.

^Eligible Bendigo Bank CGU insurance policies are Home, Contents, Motor Vehicle, Landlords, Boat and Caravan Insurance.

*If you hold one of the above relationships the fee will be waived each month provided the home loan, insurance policy or managed fund is in use at least 2 days prior to the date the fee is charged.

MasterCard and the MasterCard brand are registered trademarks of MasterCard International Incorporated.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.