Branch Details
Community Bank Freshwater not only gives you access to award-winning financial products and services, we're also committed to returning profits to our local communities.
Address:
Shop 1 9-15 Lawrence Street
Freshwater NSW 2096
Operating Hours:
Mon-Fri 9:30am-5:00pm
Services:
Follow us:
FacebookGet in touch with Community Bank Freshwater about your banking needs today:
Personal
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Loans
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Accounts
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Credit cards
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General insurance
Business
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Finance
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Cash flow management
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Equipment finance
Wealth
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Managed funds
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Share trading
Community
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Sponsorships & Grants
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Investors & Shareholders
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Partnerships
More about our branch
Do good. Do more. And do well.
Find out how Community Bank Freshwater can help you pick the right solutions for your banking needs.
$467 million reinvested nationally
Our network is committed to returning profits to local communities. That's why we're Australia's #1 'community' bank. And we're playing our part.
Latest news
Read the latest newsletter from Community Bank Freshwater. See what they've been up to and how they're helping their customers and community to thrive.
Our stories
Keep up-to-date with what's happening in our community and visit our Facebook page.
We're committed to supporting local communities
Yes, it's time to feel good about who you bank with. Our Community Bank branches give up to 80% of profits back to the community. We aim to develop long-term prosperity by supporting programs that help empower local individuals and groups within the local community.
Community Investment
We support initiatives through grants, sponsorships and scholarships that help create a resilient, sustainable and thriving community.
Forms & Documents
Helpful links
Investor & Shareholder
Investor & Shareholder
Community Bank Freshwater is proud to support our customers, our community and our shareholders. View key information for investors and download our financial reports.
Financial Statements and Reports
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2026 Annual Reportpdf, 16.6 MB
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2025 Half Yearly Financial Reportpdf, 453 KB
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2025 Annual Reportpdf, 16.1 MB
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2024 Half Yearly Financial Reportpdf, 526 KB
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2024 Annual Reportpdf, 2.1 MB
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2023 Half Yearly Financial Reportpdf, 498 KB
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2023 Annual Reportpdf, 3.7 MB
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2022 Half Yearly Financial Reportpdf, 485 KB
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2022 Annual Reportpdf, 1.2 MB
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2021 Half Yearly Financial Reportpdf, 547 KB
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2021 Annual Reportpdf, 2 MB
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2020 Half Yearly Financial Reportpdf, 566 KB
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2020 Annual Reportpdf, 1.4 MB
Shareholders- Contact Us
Company Details:
Harbord Financial Services Limited
ABN 25 097 282 525
Suite 1/1-3 Moore Road
Freshwater NSW 2096
Postal Address:
Suite 1/1-3 Moore Road, Freshwater NSW 2096
Secretary Details:
Ian Greentree
Suite 1/1-3 Moore Road
Freshwater NSW 2096
Email: Email: iangmobile@hotmail.com
Ph: Phone: (02) 9905 2022
Share Registry:
Postal Address:
PO Box 454
Bendigo VIC 3552
Trading Shares (LVM)
Harbord Financial Services Limited
Community Bank Freshwater is operated by Harbord Financial Services Limited. Harbord Financial Services Limited also operates a Special Market called a Low Volume Market (LVM), to facilitate the trading of its shares. The conditions of this market are set out on the Trading Shares (LVM) information page.
View Trading Shares (LVM) information page.-
View the trade history
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View the register of interested parties
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Register your interest for buying and selling shares
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Update or remove previously registered interest
The Bendigo and Adelaide Bank Group is committed to promoting a culture of integrity and ethical behaviour, where our decisions, actions and conduct reflect and reinforce our corporate values.
Our Group Whistleblower Policy and individual Community Bank company Whistleblower Policies define what type of conduct can be reported. All whistleblower reports made under this policy will be treated seriously and we will investigate them carefully.
