Branch Details
Community Bank Freshwater not only gives you access to award-winning financial products and services, we're also committed to returning profits to our local communities.
Address:
Shop 1 9-15 Lawrence Street Freshwater NSW 2096
Operating Hours:
Mon-Fri 09:30-17:00
Branch manager:
Kasey Kaye
Follow us:
FacebookWe're here to support you
Yes, we’re open. But where possible use an ATM, e-banking, or the Bendigo Bank app to do your banking. If you’d like to talk with us make an enquiry or call us on the number above.
Get in touch with Community Bank Freshwater about your banking needs today:
Personal
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Loans
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Accounts
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Credit cards
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Insurance
Business
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Insurance
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Finance
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Cashflow management
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Equipment finance
Wealth
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Financial advice
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Superannuation
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Share trading
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Managed funds
Community
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Grants
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Shareholders
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Partnerships
More about our branch
What's happening
Do good. Do more. And do well.
Find out how Community Bank Freshwater can help you pick the right solutions for your banking needs.
$229 million reinvested nationally
Our network is committed to returning profits to local communities. That's why we're Australia's #1 'community' bank. And we're playing our part.
Scholarships
Supporting our young, bright stars on their tertiary journey with annual financial scholarships.
Our stories
Keep up-to-date with what's happening in our community and visit our Facebook page.
Sponsorships & Grants
We're committed to supporting local communities
Yes, it's time to feel good about who you bank with. Our Community Bank branches give up to 80% of profits back to the community. We aim to develop long-term prosperity by supporting programs that help empower local individuals and groups within the local community.

Investors & Shareholders
Investor & Shareholder
Investor & Shareholder
Community Bank Freshwater is proud to support our customers, our community and our shareholders. View key information for investors and download our financial reports.
Financial Statements and Reports
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2020 Annual Reportpdf, 1.4 MB
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2019 Annual Reportpdf, 2 MB
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2018 Annual Reportpdf
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2017 Annual Reportpdf
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2016 Annual Reportpdf
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2015 Annual Reportpdf
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2014 Annual Reportpdf
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2013 Annual Reportpdf
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2012 Annual Reportpdf
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2011 Annual Reportpdf
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2010 Annual Reportpdf
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2009 Annual Reportpdf
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2008 Annual Reportpdf
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2007 Annual Reportpdf
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2006 Annual Reportpdf
Shareholders- Contact Us
Company Details:
Harbord Financial Services Limited
ABN 25 097 282 525
20 Albert St
Freshwater NSW 2096
Postal Address:
20 Albert St, Freshwater NSW 2096
Secretary Details:
Ian Greentree
20 Albert St
Freshwater NSW 2096
Ph: Phone: (02) 9905 2022
Share Registry:
Postal Address:
PO Box 454
Bendigo VIC 3552
Trading Shares (LVM)
Trading Shares (LVM)
Harbord Financial Services Limited
Community Bank Freshwater is operated by Harbord Financial Services Limited . Harbord Financial Services Limited also operates a Special Market called a Low Volume Market (LVM), to facilitate the trading of its shares. The conditions of this market are set out on the Trading Shares (LVM) information page.
View Trading Shares (LVM) information page.-
View the trade history
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View the register of interested parties
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Register your interest for buying and selling shares
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Update or remove previously registered interest
The Bendigo and Adelaide Bank Group is committed to promoting a culture of integrity and ethical behaviour, where our decisions, actions and conduct reflect and reinforce our corporate values.
Our Group Whistleblower Policy and individual Community Bank company Whistleblower Policies define what type of conduct can be reported. All whistleblower reports made under this policy will be treated seriously and we will investigate them carefully.