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0% for 6 months on balance transfers

Transfer your credit card balance to any of the Bendigo Bank credit cards listed below and you won’t be charged any interest on that amount for 6 months.

If you’re comparing balance transfer deals, here are some things to consider:

  • No balance transfer fee.
  • No nasty surprises at the end. If you haven’t been able to pay off all the balance transfer:
    • The remaining outstanding balance is transferred to the purchase rate, not the cash advance rate like most other financial institutions.
    • You will receive up to 55 days interest free on the transferred amount at the end of the 6-month period.
  • Shop with confidence, you will still benefit from our interest free period of up to 55 days on eligible transactions when you have an outstanding balance transfer.

Calculate how much you save

See how much you could save by transferring your existing credit card balance to a Bendigo Bank credit card.

Choose your Bendigo Bank credit card

Low rates, Qantas Points, rewards. Whatever you want out of your credit card, we’ve got one to suit.

Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 September 2019 and is subject to change. Full details available on application. Lending criteria apply.

0% for 6 months balance transfer offer applies to all successful applications for a new Low Rate First, Low Rate Platinum, Platinum Rewards and Qantas Platinum Mastercard completed and submitted after 12:01am AEST 1 September 2019.

At the end of 6 months from account opening, any remaining unpaid balance transfer amount will attract the standard retail purchase interest rate and will receive up to 55 days interest free on the outstanding amount. Offer subject to minimum monthly repayments being made as per your monthly statement and the account not otherwise being in default.

The balance transfer rate will apply to the first balance transferred up to 80% of your approved available credit limit.

Balance transfers must be processed by Bendigo Bank staff in accordance with this offer and not made via other payment methods including BPAY® or direct deposit. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s).

Bendigo Bank may vary or end this offer. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held the same product in the last 12 months. Offer not available to staff or in conjunction with any other Bendigo Bank offer including Mortgage Bundling, the Connect package, Deals or Shareholder products unless otherwise specified.

The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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