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Exclusive 2 in 1 offer

Platinum Rewards Credit Card

0.00% p.a. on purchases for up to 20 months plus 100,000 bonus Reward Points offer.^ 

A dual offer for you

  • 1
    0.00% p.a. on purchases for up to 20 months.^
  • 2
    100,000 bonus Bendigo Bank Rewards® Points offer for invited Bendigo Bank customers.^
  • 3
    1.5 Reward Points earned for every dollar spent on eligible purchases.1

100,000 bonus Reward Points^

Apply for a Platinum Rewards Credit Card by 31 July 2022.

Special offer available to invited Bendigo Bank customers only.

Spend $3,000 on eligible purchases within 60 days of account opening to be eligible for bonus Reward Points.^

Exclusive limited time offer

  • Make purchases without the stress of paying interest for up to 20 months.^
  • Bonus 100,000 Reward Points worth around $250 in cash back or gift cards for your DIY projects, groceries from your local supermarket, or a little something to spoil yourself.
  • Be rewarded every day with 1.5 Reward Points earned for every dollar spent on eligible purchases.

Rates and fees

  • 1
    $89 annual fee.
  • 2
    0.00% p.a. on purchases for up to 20 months from account opening. Standard purchase interest rate of 19.99% p.a. applies thereafter.
  • 3
    Balance transfer interest rate 21.99% p.a.
  • 4
    Cash advance interest rate 21.99% p.a.

Features and benefits

Earn Reward Points

Earn 1.5 Reward Points for every dollar spent on eligible purchases.1

Travel insurance

Up to 180 days international travel insurance in any 12-month period.7

Extended warranty

Extended warranty on purchases made using your credit card.7

Purchase protection

90-day Purchase Protection on stolen or accidentally damaged purchases when the total cost is charged to your credit card.7

Additional cardholders

No fees for additional cardholders.

Fraud protection

24/7 fraud monitoring and no liability for unauthorised transactions.5

Things you should know

Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2022 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879 (‘Bendigo Bank’).

Target Market Determinations for products are available.

^Platinum Rewards Credit Card Offer

Offer period 1 March 2022 to 31 July 2022:

0.00% p.a. purchase rate for up to 20 months from account opening.

Application must be submitted between 12:01am AEDT 1 March 2022 and 11:59pm AEST 31 July 2022.

Bendigo Bank may vary or end this offer at any time and it is only available on the Platinum Rewards Credit Card. Offer not available in conjunction with any other Bendigo Bank offer including Platinum Rewards Complete Credit Card or Shareholder products. One account per customer. Offer is not available when closing or transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months. Minimum monthly repayments must be made as per your monthly statement and the account not otherwise be in default.

0.00% p.a. Purchase rate

No interest will be charged on purchases for the first 20 months from account opening. After a period of 20 months from account opening, the remaining purchase balance will revert to standard purchase interest rate. Offer does not apply to cash advances.

The standard purchase interest rate of the Platinum Rewards Credit Card is currently 19.99% p.a. The cash advance rate of the Platinum Rewards Credit Card is currently 21.99% p.a.

100,000 bonus Reward Points

Bonus Reward Points are only available to existing Bendigo Bank customers who are invited to apply for this offer via email. This invitation cannot be transferred.

To earn bonus Reward Points you must spend a minimum of $3,000 AUD on eligible purchases within 60 days of account opening. Not all transactions are eligible purchases. Eligible and ineligible purchases for bonus Reward Points offer minimum spend are described in the Bendigo Rewards Terms and Conditions which are available here.

Bonus Reward Points will be allocated to your Bendigo Rewards Account balance within 30 days of meeting the minimum spend criteria. Please note that your card must be activated in order to register for Bendigo Rewards. You will need to register for Bendigo Rewards to redeem Reward Points. The Platinum Rewards Credit Card account must not be cancelled, closed or in default before the bonus Reward Points are awarded to your Bendigo Rewards Account balance and you must make all minimum monthly repayments required by your credit contract and monthly statement.

Bonus points are allocated to a new account once only.

1Bendigo Rewards

Reward Points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions for details or call 1300 236 344.

Bendigo Bank Rewards is a registered trade mark owned by Bendigo and Adelaide Bank Limited.

5Mastercard Zero Liability

Conditions for protection apply, see

7Bendigo Credit Card Insurance
Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Qantas Platinum Credit Card and Platinum Rewards Credit Card) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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