Key features of the Platinum Rewards Credit Card
Earn 1.5 Bendigo Bank Rewards points for every dollar spent1
0% on purchases for 15 months from account opening^
Up to 180 days international travel insurance in any 12 month period7
Platinum Rewards Credit Card
Platinum Rewards Credit Card lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances7, purchase protections7, plus access to Mastercard Priceless® Cities exclusive experiences and special offers, it's the only card you'll need.
Download the key fact sheet for this card.
Features & Benefits
- Earn 1.5 Bendigo Bank Rewards points for every dollar spent.1
- Up to 180 days international travel insurance in any 12 month period.7
- Extended warranty on purchases when using your credit card.7
- 90-day Purchase Protection on stolen or accidentally damaged purchases when the total cost is charged to your credit card.7
- No fees for additional cardholders.
- 24/7 fraud monitoring and no liability for unauthorised transactions.5
- Up to 55 days interest free.4
- Interest is calculated from the statement date, not from when you made the purchase.
- Tap & goTM for contactless purchases.
- Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
- Access Mastercard Priceless® Cities exclusive experiences and special offers.
Rates & Fees
- $89 annual fee.
- 0% on purchases for 15 months from account opening.* At the end of 15 months from account opening, the remaining purchase balance will revert to the standard purchase interest rate of 19.99% p.a.
- Balance transfer interest rate 19.99% p.a.
- Cash advance interest rate 21.99% p.a.
Zero interest. Big rewards.
Get the rewards you love with an interest rate you’ll love even more!
Apply for a Bendigo Bank Platinum Rewards Credit Card between 1 May and 2 August and you won’t pay interest on new purchases for 15 months from account opening!*
That’s over a year of interest free groceries, bills, gifts and takeaways. It’s also a great opportunity to stay on top of your monthly repayments.
And to sweeten the deal, we’ll throw in 50,000 bonus Rewards Points when you spend $3,000 in 90 days from account opening.* With 1.5 Bendigo Bank Rewards Points earned for every dollar you spend1 you’ll love redeeming your points online for a huge range of good, services, and gift cards.
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Terms, conditions, fees and charges apply. All information is correct as at 20/6/2019 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 20/06/2019. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.
^Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 30 April 2020 and is subject to change. Full details available on application. Lending criteria apply.
Platinum Rewards Credit Card Double Offer includes 0% purchase rate for 15 months and 50,000 bonus Rewards Points (conditions apply).
Platinum Rewards Credit Card Double Offer commences 1 May 2020. To be eligible for the offer, a new Platinum Rewards Credit Card application must be completed and submitted between 12:01am AEST 1 May 2020 and 11:59pm AEST 2 August 2020.
Bendigo Bank may vary or end this Platinum Rewards Credit Card Double Offer and it is only available on the Platinum Rewards Credit Card. Offer not available to staff or in conjunction with any other Bendigo Bank offer including Platinum Rewards Connect Credit Card and Platinum Rewards Credit Card Deals or Shareholder products. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months. Offer also subject to minimum monthly repayments being made and the account not otherwise being in default.
Platinum Rewards Connect Credit Card is only eligible for the 50,000 bonus Rewards Points promotion.
50,000 Bonus Rewards Points
To be eligible for the 50,000 bonus Rewards Points, you must meet a minimum spend of $3,000 on eligible purchases within 90 days of opening your account. Bonus points will be awarded to your Rewards Points balance within the first week of the following month of meeting the spend criteria. Please note that your card needs to be activated in order to register for Bendigo Bank Rewards. You will need to register for Bendigo Bank Rewards to make a redemption. The Bendigo Bank credit card account used must not be cancelled, closed or in default before the bonus points are awarded to your points balance. Minimum monthly repayments required.
Ineligible purchases are described in the Bendigo Rewards Terms and Conditions and include cash advances, interest charges, credit fees and charges, foreign exchange purchases, travellers cheques, credit card payments, gambling chip purchases, payments to the Australian Taxation office, bill payments using BPAY® or utility bills paid over the counter at any financial institution or Post Office and any transactions, payments or purchases that are disputed, fraudulent, unauthorised, refunded or reimbursed. A direct debit will be classified as a cash advance if you have provided the debiting merchant with your BSB and account number.
Purchase Rate Offer
For the first 15 months after account opening, interest on purchases is waived. At the end of 15 months from account opening, remaining purchase balance will revert to standard purchase interest rate. Offer does not apply to cash advances.
The standard purchase interest rate of the Platinum Rewards Credit Card is currently 19.99% p.a. The cash advance rate of the Platinum Rewards Credit Card is currently 21.99% p.a.
Any payments made to your card account will be applied to amounts that appear on your past statement in order of highest to lowest annual percentage rate. Payments are then applied to transactions that appear in your current statement period from highest to lowest annual percentage rate. Refer to section 15.3 of our credit card Terms and Conditions.
Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.