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Platinum Rewards Mastercard®

Earn points to redeem for a huge range of rewards.

Key features of the Platinum Rewards Mastercard

01
Earn 1.5 Bendigo Bank Rewards points for every dollar spent1
02
Purchase interest rate 19.99% p.a.
03
Up to 180 days international travel insurance in any 12 month period7

Platinum Rewards Mastercard

Platinum Rewards lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances7, purchase protections7, plus access to Mastercard Priceless® Cities exclusive experiences and special offers, it's the only card you'll need.

Download the key fact sheet for this card.

Bendigo Bank Platinum Rewards Mastercard
Platinum Rewards Mastercard

Features & Benefits

  • Earn 1.5 Bendigo Bank Rewards points for every dollar spent.1
  • Up to 180 days international travel insurance in any 12 month period.7
  • Extended warranty on purchases when using your credit card.7
  • 90-day Purchase Protection on stolen or accidentally damaged purchases when the total cost is charged to your credit card.7
  • No fees for additional cardholders.
  • 24/7 fraud monitoring and no liability for unauthorised transactions.5
  • Up to 55 days interest free.4
  • Interest is calculated from the statement date, not from when you made the purchase.
  • Tap & goTM for purchases under $100.
  • Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
  • Access Mastercard Priceless® Cities exclusive experiences and special offers.

Rates & Fees

  • $89 annual fee.
  • 0% p.a. balance transfer for 6 months. Purchase interest rate applies thereafter.
  • Purchase interest rate 19.99% p.a.
  • Cash advance interest rate 21.99% p.a.

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Terms, conditions, fees and charges apply. All information is correct as at 20/6/2019 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 20/06/2019. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

7Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Qantas Platinum Mastercard and Platinum Rewards Mastercard) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.
1Rewards points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions for details or call 1300 236 344.

5Conditions for protection apply, see mastercard.com.au/zero-liability

4The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.
Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

^Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 September 2019 and is subject to change. Full details available on application. Lending criteria apply.

Bonus points offer commences 1 September 2019. To be eligible for the 50,000 bonus points, a new Platinum Rewards Mastercard application must be completed and submitted, and you must spend a minimum amount of $1,500 on eligible purchases within 60 days of opening your account. Ineligible purchases are described in the Bendigo Rewards Terms and Conditions and include cash advances, interest charges, credit fees and charges, disputed transactions, foreign exchange purchases, travellers cheques, credit card payments, gambling chip purchases, payments to the Australian Taxation office, bill payments using BPAY® or utility bills paid over the counter at any financial institution or Post Office and any transactions, payments or purchases that are disputed, fraudulent, unauthorised, refunded or reimbursed. A direct debit will be classified as a cash advance if you have provided the debiting merchant with your BSB and account number.

Bonus points will be awarded to your points balance within 60 days of meeting the spend criteria. You will need to register for Bendigo Bank Rewards for your bonus point to be credited. Please note that your card needs to be activated in order to register for Bendigo Bank Rewards. The Bendigo Bank credit card account used must not be cancelled, closed or in default before the bonus points are awarded to your points balance. Minimum monthly repayments required.

Bendigo Bank may vary or end this offer. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held the product in the last 12 months. The 50,000 bonus points offer is available with the 0% balance transfer for 6 months offer. The joint offer of 50,000 bonus points and 0% balance transfer for 6 months is not available to staff or in conjunction with any other Bendigo Bank offer including the Connect Package, Deals or Shareholder products. 

The 50,000 bonus points offer is available in conjunction with Mortgage Bundling and the Connect Package.

Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.

Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 September 2019 and is subject to change. Full details available on application. Lending criteria apply.

0% for 6 months balance transfer offer applies to all successful applications for a new Low Rate First, Low Rate Platinum, Platinum Rewards and Qantas Platinum Mastercard completed and submitted after 12:01am AEST 1 September 2019.

At the end of 6 months from account opening, any remaining unpaid balance transfer amount will attract the standard retail purchase interest rate and will receive up to 55 days interest free on the outstanding amount. Offer subject to minimum monthly repayments being made as per your monthly statement and the account not otherwise being in default.

The balance transfer rate will apply to the first balance transferred up to 80% of your approved available credit limit.

Balance transfers must be processed by Bendigo Bank staff in accordance with this offer and not made via other payment methods including BPAY® or direct deposit. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s).

Bendigo Bank may vary or end this offer. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held the same product in the last 12 months. Offer not available to staff or in conjunction with any other Bendigo Bank offer including Mortgage Bundling, the Connect package, Deals or Shareholder products unless otherwise specified.

The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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