Key features of the Platinum Rewards Credit Card
Earn 1.5 Bendigo Bank Rewards® points for every dollar spent1
0.00% p.a. on purchases for up to 12 months from account opening.^
Balance transfer interest rate 21.99% p.a.
Platinum Rewards Credit Card
Platinum Rewards Credit Card lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances7, purchase protections7, plus access to Mastercard Priceless® Cities exclusive experiences and special offers, it's the only card you'll need.
Download the key fact sheet for this card.
Features & Benefits
- Earn 1.5 Bendigo Bank Rewards points for every dollar spent.1
- Up to 180 days international travel insurance in any 12 month period.7
- Extended warranty on purchases when using your credit card.7
- 90-day Purchase Protection on stolen or accidentally damaged purchases when the total cost is charged to your credit card.7
- No fees for additional cardholders.
- 24/7 fraud monitoring and no liability for unauthorised transactions.5
- Up to 55 days interest free.4
- Interest is calculated from the statement date, not from when you made the purchase.
- Tap & goTM for contactless purchases.
- Use in store, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
- Access Mastercard Priceless® Cities exclusive experiences and special offers.
Rates & Fees
- $89 annual fee.
- Balance transfer interest rate 21.99% p.a.
- 0.00%p.a. on purchases for up to 12 months from account opening.^ At the end of 12 months from account opening, the remaining purchase balance will revert to the standard purchase interest rate of 19.99% p.a.
- Cash advance interest rate 21.99% p.a.
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Things you should know
Terms, conditions, fees and charges apply. All information is correct as at 1 November 2021 and is subject to change. Full details available on application. Credit criteria apply. Interest rate and annual fee current at 1 November 2021. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.
^Platinum Rewards Credit Card Offer
Offer period 1 November 2021 to 28 February 2022
0.00% purchase rate for up to 12 months from account opening.
Application must be submitted between 12:01am AEDT 1 November 2021 and 11:59pm AEDT 28 February 2022.
Bendigo Bank may vary or end this offer at any time before you apply and it is only available on the Platinum Rewards Credit Card. Offer not available in conjunction with any other Bendigo Bank offer not referred to on this page including Platinum Complete and Deals or Shareholder products unless otherwise specified. One account per customer. Bonus points are awarded to a new account once only. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months.
For the first 12 months after account opening, interest on purchases is waived, subject to minimum monthly repayments being made and the account not otherwise being in default. At the end of 12 months from account opening, the remaining purchase balance will revert to standard purchase interest rate. Offer does not apply to cash advances.
The standard purchase interest rate of the Platinum Rewards Credit Card is currently 19.99% p.a. The cash advance rate of the Platinum Rewards Credit Card is currently 21.99% p.a.
Bendigo Bank Rewards is a registered trade mark owned by Bendigo and Adelaide Bank Limited.