Pre-qualify for a home loan

In just minutes you can find out how much you may borrow and what to expect before you head down the home loan application path.

What we'll calculate:

  • How much you can borrow
  • Your borrowing costs, including stamp duty, lenders mortgage insurance and first home buyer grants
  • Your repayments

No credit checks, no paperwork. Your home loan estimate delivered in minutes.

LET'S GO

Key features of the Connect Package

  1. Borrow for loan terms up to 30 years

  2. Choose a variable or fixed interest rate

  3. Choose principal and interest, or interest-only repayments

  4. Choose weekly, fortnightly or monthly repayments

  5. Unlimited additional repayments if variable

  6. Access additional repayments using online redraw

  7. Owner Occupied: Borrow up to 95% on the value of the property

  8. Investment: Borrow up to 90% of the value of the property

Great reasons to choose us

  • Competitive home loan interest rates
  • Rewarding packaged loans
  • 1.7 million customers in over 500 communities Australia wide
  • Top 70 ASX listed company

Explore our home loans

Basic Home Loan

Low cost, easy to manage loan with flexible terms and additional repayment options.

Owner occupied
Principal & Interest
Variable interest rate

3.79% p.a.

Comparison Rate1

3.98% p.a.

LEARN MORE CONTACT US

Express Home Loan

Combines fast online approval with a competitive interest rate and flexible terms.

Owner occupied
Principal & Interest
Variable interest rate

3.79% p.a.

Comparison Rate1

4.09% p.a.

LEARN MORE CONTACT US

Home Equity Loan

Unlock your home equity to renovate, purchase property, or consolidate debt.

Owner occupied
Interest Only
Variable interest rate

5.98% p.a.

Comparison Rate1 (owner occupied)

N/A

LEARN MORE CONTACT US

Additional information

Terms, conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

^ Mozo People's Choice Awards 2018

* To be eligible to save $625 on home loan fees, a new home loan application must be for external refinance and/ or purchase and/or construction for owner occupied, principal and interest, Connect Package home loan. The customer must currently hold or take out two eligible products with Bendigo Bank. Eligible products cannot be from the same product type. Full details available on application. Terms and conditions, fees and charges and lending criteria apply.

  1. Important information about comparison rates: The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period.
    WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  2. Connect Package: Offer is available to customers with new owner occupied, principal and interest home loans above $150,000 with a loan to valuation ratio of up to maximum loan to valuation ratio of 80% and three additional eligible products. Eligible products cannot be from the same product type. Offer may be varied or withdrawn at any time.
  3. Connect Package 2 Year Fixed: Offer is available to customers with owner occupied, principal and interest home loans, a loan to valuation ratio of up to maximum of 95% and three additional eligible products. Eligible products cannot be from the same product type. Offer may be varied or withdrawn at any time.