Skip to main content

Manage your home loan

A home loan is for a long time and we're here for the journey with you. We can help you get the best from your home loan and help with all the next steps.


Maximise your home loan

A person in a kitchen talking on a mobile phone while looking out the window.
A person in a kitchen talking on a mobile phone while looking out the window.

Offset your monthly home loan interest

Make your money work smarter. An offset account reduces the interest you pay on your home loan.

Link your Bendigo home loan to an Everyday transaction account to 100% offset your monthly interest.

Ways to bank

Learn about the ways to bank with us to keep track of your mortgage and repayments.

Internet banking

Manage your banking online with ease, using Bendigo e-banking, 24 hours a day, 7 days a week.

Bendigo Bank app

For convenient banking on the go, use the Bendigo Bank app. Big on ease, speed, and security, it delivers all the tools you'll need for seamless online banking.

Other ways to bank

We have everyone covered with the many ways to bank with us at a time and place convenient to you, including our ATMs, phone banking and branch network.

What's your next move?

Whatever your next step is in life, we're there for you.

Buy your next home

We offer bridging finance to help you take the stress out of purchasing your next home. We've got you covered with home and contents insurance as well.

Buy an investment property

We can help you buy an investment property and make sure it's insured.

Make your home greener

Our green personal loans are perfect for home purchases such as solar power systems, solar hot water, grey water treatment systems or top energy saving white goods. Or a more environmentally friendly approach to buying a car. And with insurance available, we've got you covered.

We can help

We support our customers with whatever life throws at them.


Financial difficulty assistance

We understand there may be times when your personal circumstances change. You may experience an unexpected event or changes outside of your control like losing your job, suffering an illness or injury, being affected by a natural disaster, or a downturn in your business.

Natural disaster assistance package

During times of natural disaster, we're here to help our customers and communities in need.

We have an assistance package for customers affected by natural disasters. 

Like what you see?

Refinance and switch to Bendigo Bank, the better big bank.

  • Australia’s most satisfied home loan customers*

  • Australia's most trusted bank^

  • Caring for 1.9 million customers in over 500 locations Australia-wide

  • Competitive home loan interest rates

Things you should know

* Roy Morgan Single Source Australia, May 2023

^ Roy Morgan Risk Monitor 2023

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2024 Bendigo and Adelaide Bank