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Personal home

Basic Home Loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

Key features of our Basic Home Loan

For owner occupied home buyers you can borrow up to 92% on the value of the property, or 90% of the value of vacant land. For an investment property borrow up to 90% of the value of the property.

01
Low monthly service fee of $104
02
Online redraw available
03
Loan terms up to 30 years
04
Variable or fixed interest rates (up to 5 years fixed)
05
Weekly, fortnightly or monthly repayments
06
Principal and interest, or interest-only (up to 5 years) repayments
07
Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed

Great reasons to choose us

Competitive home loan interest rates

Rewarding packaged loans

1.7 million customers in over 500 communities Australia wide

Top 70 ASX listed company

Explore our home loans

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^Roy Morgan Customer Satisfaction Results May 2017

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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