Visit our COVID-19 help page for our response and information including visiting our branches.
Skip to main content
Locate us 1300 236 344
Logon
Financial planningFuneral Bonds

Basic Home Loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

Key features of our Basic Home Loan

For owner occupied home buyers you can borrow up to 92% on the value of the property, or 90% of the value of vacant land. For an investment property borrow up to 90% of the value of the property.

1
Low monthly service fee of $104
2
Online redraw available
3
Loan terms up to 30 years
4
Variable or fixed interest rates (up to 5 years fixed)
5
Weekly, fortnightly or monthly repayments
6
Principal and interest, or interest-only (up to 5 years) repayments
7
Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed

Great reasons to choose us

Competitive home loan interest rates

Rewarding packaged loans

Servicing 1.8 million customers in over 500 locations Australia-wide

Top 100 ASX listed Company with more than 110,000 shareholders

Explore our home loans

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Connect Package: The interest rate displayed is for an owner occupied, principal and interest home loan above $500,000 and assumes at least three eligible products taken as part of the Connect Package. Eligible products held products cannot be from the same product type. 

Refer to the Lending Fees and Charges Guide for more information.

^ Source Roy Morgan All Brand Net Trust Score Surveys 2019

Head Office: Bendigo Centre, Bendigo Vic 3550

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2020 Bendigo and Adelaide Bank