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Personal home

The Connect Package has your best interests at heart.

Whether you're buying a new home or looking to refinance your existing home loan, combine the best of our banking and get big discounts on our product suite.

Key features of the Connect Package

01
Borrow for loan terms up to 30 years
02
Choose a variable or fixed interest rate
03
Choose principal and interest, or interest-only repayments
04
Choose weekly, fortnightly or monthly repayments
05
Unlimited additional repayments if variable
06
Access additional repayments using online redraw
07
Residential: Borrow up to 92% on the value of the property11
08
Investment: Borrow up to 90% of the value of the property11

Eligible products

Our Connect Package allows you to connect 3 or more products to save. Discounts increase with every eligible product chosen10. A monthly service fee of $20 applies.

Transaction Account15

Monthly service fee waived

Car insurance5
Home and contents insurance5
Credit Card

Discounted annual fee on selected credit cards12

Landlords insurance5
Term deposit
Personal loans
Equipment finance

Business purposes only

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

* To be eligible to save $625 on home loan fees, a new home loan application must be for the purpose of external refinance and/ or purchase and/or construction for owner occupied, principal and interest, and must be a Connect Package home loan. You must currently hold or take out two eligible products with Bendigo Bank. Eligible products cannot be from the same product type. Offer may be varied or withdrawn at any time.

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Connect Package: Offer is available to customers that take out a new owner occupied, principal and interest home loan above $150,000 with a loan to value ratio of up to 80%, and three additional eligible products taken as part of the Connect Package. Eligible products held products cannot be from the same product type. Offer may be varied or withdrawn at any time.

5Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Please consider your situation and consider the relevant Product Disclosure Statement before making a decision

Refer to the Schedule of Fees, Charges and Transaction Account Rebates for more information.

10 Connect Package Home Loan interest rates are made up of the applicable interest rate depending on aggregate lending, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off the tiered rate. Eligible products cannot be from the same product type.

11 Note: If the LVR exceeds 80%, Lender's Mortgage Insurance is required. Maximum Interest Only LVR of 80%

12 A list of eligible credit cards can be obtained from any Bendigo Bank branch

15Transaction account linked with Connect Package must be under an individual or joint name and be one of the listed Bendigo Bank transaction accounts.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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