Skip to main content
Locate usPhone:1300 236 344
Financial adviceFuneral Bonds

Fixed rate home loan with 100% offset

Lock in a low 2.09% p.a. rate fixed for 2 years2, with a 100% offset facility. Comparison rate1 of 2.92% p.a.

Take advantage of this great rate today. Enquire now.

Save money with our competitive rates
Pay less interest with 100% offset on fixed and variable rates
We'll take care of you along your home loan journey
Illustration of family entering their home.

Everyone wants somewhere to come home to.

What makes us different?
  • One of Australia's biggest banks
  • One of Australia's most trusted brands#
  • We reinvest back into local communities
  • Community contributions of more than $250 million
What makes our home loans stand out?
  • Pay less with 100% offset (fixed or variable rate)
  • Low fixed and variable rates
  • Fixed rates up to 5 years
  • Outstanding service

Bendigo Bank can help you get there

Call us or complete the enquiry form and one of our home loan specialists will be in touch.

Illustration of Bendigo Bank connect consultant, ready to help you through your home loan journey.

Pre-qualify for a home loan

Have the confidence to make your next move. Pre-qualify so you have a better understanding of your lending position, prior to applying for a home loan.

Home loan calculators

If you're buying a home or looking to switch your loan from another bank, our home loan repayments calculator can help.

An Express Home Loan for you?

If you'd prefer your home loan all done online, the fast service and competitive rates of our Express Home Loan might be what you need.

Enquiry form

Preferred contact method
Preferred contact time

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

# Source: Roy Morgan Risk Monitor 2020

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

Head Office: Bendigo Centre, Bendigo Vic 3550

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2021 Bendigo and Adelaide Bank