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Personal home

Low Doc Home Loan

Draw on your equity to purchase property, make other large purchases, or consolidate debt.

Key features of your Low Doc Home Loan

The Low Doc Loan lets you self-certify your income to buy your own home, build or invest in land.

01
Choose principal and interest, or interest-only repayments
02
Borrow for loan terms up to 30 years (5 years interest-only)
03
Choose weekly, fortnightly or monthly repayments (monthly for interest-only)
04
Unlimited additional repayments and access to these using online redraw
05
Competitive interest rate, calculated daily and debited monthly
06
Offset facility available
07
Monthly service fee waived on the Bendigo Everyday Account7
08
Low monthly service fee of $104

Great reasons to choose us

Competitive home loan interest rates

Rewarding packaged loans

1.7 million customers in over 500 communities Australia wide

Top 70 ASX listed company

Explore our Low Doc Home Loans

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Connect Package: Offer is available to customers that take out a new owner occupied, principal and interest home loan above $150,000 with a loan to value ratio of up to 80%, and three additional eligible products taken as part of the Connect Package. Eligible products held products cannot be from the same product type. Offer may be varied or withdrawn at any time.

Connect Package 2 Year Fixed: Offer is available to customers with owner occupied, principal and interest home loans, a loan to valuation ratio of up to maximum of 92% and three additional eligible products. Eligible products cannot be from the same product type. Offer may be varied or withdrawn at any time.

Refer to the Lending Fees and Charges Guide for more information.

Refer to the Schedule of Fees, Charges and Transaction Account Rebates for more information.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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