Protect your things from damage, loss, theft and annoying flatmates who break stuff.
Affordable single item insurance
Fire and theft at home
If you're burgled or there's a fire at your home, your valuable items are covered under your policy.
Optional accidental damage anywhere in Australia
Extend your cover for portable items, like phones, tablets, cameras, instruments and laptops for full peace of mind.
Storm, flood and cyclone cover
It's nice to know your stuff is protected even if the weather goes crazy and causes damage at home.
Choose your cover
It’s your precious stuff. So protect it with insurance.
Phone. Tablet. Fridge. Microwave. Guitar. Washing machine. Gaming console. Kitchen appliance. You like it: you insure it. You’re covered.
We've got you covered
Premiums start from less than $1 per week.
We make it quick and easy to claim online, and your claim is processed as soon as possible.
By insuring only the items you love, you’ll pay less than traditional contents insurance premiums.
Optional extras - includes accidental damage and theft
Add cover for your item anywhere in Australia, for complete peace of mind when you’re away from home.
Get a quote in thirty seconds. Unless your chatty friend calls, that could slow you down.
As an introductory offer, get a 10% discount if you pay your premium annually in advance.
Learn more about Insurance 4 that with our quick FAQs.
You can insure:
- desktop and laptop computers
- mobile phones
- tablets and iPads
- cameras and camcorders
- home audio visual systems and record players
- gaming consoles
- appliances such as washing machines, dishwashers, fridges, microwaves and cooking appliances
- furniture including antiques
- sporting equipment
- camping equipment
- personal electronics
- jewellery and watches
No. You can insure your items with us regardless of age, except if you are insuring a mobile phone, laptop, tablet, television or camera.
If you are insuring one of these items, then you must have purchased the item in the last 90 days unless the item is currently insured on another policy and you are transferring the item to us. You will be required to provide a copy of your purchase receipt or invoice when you take out the policy. If you are transferring the item from another insurance policy you will need to provide a copy of your current certificate of insurance.
Yes, you can insure any combination of single items on your policy, such as a fridge, washing machine, computer and games console.
Yes, your policy will include an excess which will be payable when you make a claim.
Simply visit our online claims site and sign in to your account to get started.
Insurance 4 That enables you to just insure the stuff that matters, the things you want to protect rather than insuring all of the contents in your house.
Please notify us if you sell an item so you can either cancel your cover or upgrade it if you've purchased a replacement. For example, you need to notify us if you sell your old laptop and buy a new model, as your premium may be affected.
Yes, if your item was stolen (or damaged during a robbery) you need to submit your police report when you make a claim.
Great reasons to choose us
Things you should know
Insurance 4 That is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No.227681 trading as Insurance 4 That. In arranging insurance policies, the Bank acts under its own AFSL and an agreement with the insurer.
Information is of a general nature only. You should consider the relevant Product Disclosure Statement (PDS) available in branch or online and whether or not the insurance is appropriate for you before deciding whether to acquire the insurance. Policy conditions, limitations and exclusions apply.