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Insure your stuff

Protect your things from damage, loss, theft and annoying flatmates who break stuff.

Affordable single item insurance

Fire and theft at home

If you're burgled or there's a fire at your home, your valuable items are covered under your policy.

Optional accidental damage anywhere in Australia

Extend your cover for portable items, like tablets, cameras, instruments and laptops for full peace of mind.

Storm, flood and cyclone cover

It's nice to know your stuff is protected even if the weather goes crazy and causes damage at home.

We've got you covered

Get a quote in thirty seconds. Save 10% when you pay annually as a new customer.

Affordable insurance

Premiums start from less than $1 per week.

Online claims

We make it quick and easy to claim online, and your claim is processed as soon as possible.

Pay less

By insuring only the items you love, you’ll pay less than traditional contents insurance premiums.

Optional extras - includes accidental damage and theft

Add cover for your item anywhere in Australia, for complete peace of mind when you’re away from home.

Quick quote

Get a quote in thirty seconds. Unless your chatty friend calls, that could slow you down.

10% discount

As an introductory offer, get a 10% discount if you pay your premium annually in advance.


Learn more about Insurance 4 that with our quick FAQs.

You can insure:

  • desktop and laptop computers
  • tablets and iPads
  • cameras and camcorders
  • home audio visual systems and record players
  • gaming consoles
  • appliances such as washing machines, dishwashers, fridges, microwaves and cooking appliances
  • instruments
  • furniture including antiques
  • bicycles
  • sporting equipment
  • camping equipment
  • personal electronics
  • jewellery and watches

No. You can insure your items with us regardless of age, except if you are insuring a laptop, tablet, television or camera.

If you are insuring one of these items, then you must have purchased the item in the last 90 days unless the item is currently insured on another policy and you are transferring the item to us. You will be required to provide a copy of your purchase receipt or invoice when you take out the policy. If you are transferring the item from another insurance policy you will need to provide a copy of your current certificate of insurance.

Yes, you can insure any combination of single items on your policy, such as a fridge, washing machine, computer and games console.

Yes, your policy will include an excess which will be payable when you make a claim.

Simply visit our online claims site and sign in to your account to get started.

Insurance 4 That enables you to just insure the stuff that matters, the things you want to protect rather than insuring all of the contents in your house.

Please notify us if you sell an item so you can either cancel your cover or upgrade it if you've purchased a replacement. For example, you need to notify us if you sell your old laptop and buy a new model, as your premium may be affected.

Yes, if your item was stolen (or damaged during a robbery) you need to submit your police report when you make a claim.

Great reasons to choose us

A simple, easy to use online claims process
Pay fortnightly or monthly at no extra cost
Your claim is assessed quickly and your repairs and replacements are arranged fast, so you’re back on track ASAP
A flexible, value for money option to insure only the items you love
Choose a bank that supports local communities
Millions of Australians trust us every day to manage their banking

Things you should know

Insurance 4 That is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No.227681 trading as Insurance 4 That. In arranging insurance policies, the Bank acts under its own AFSL and an agreement with the insurer.

Information is of a general nature only. You should consider the relevant Product Disclosure Statement (PDS) available online and whether or not the insurance is appropriate for you before deciding whether to acquire the insurance. Policy conditions, limitations and exclusions apply.

Target Market Determinations for products are available.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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