Debit Mastercard

  • Choose the right account for you
  • Card accepted at more than 43 million locations worldwide3
  • Discounts, deals and special offers with Debit Rewards and Mastercard Priceless Cities

How to apply

Want a Debit Mastercard? Here's how you can apply.

Existing account holder

If you have one of the accounts below, call us or visit your local branch to apply for a card.

  • Everyday Account
  • Student Account
  • Easy Retirement Account
  • Concession Account

New account

If you would like to apply for an account and Debit Mastercard, get more information by selecting the find out more button.

  • Everyday Account
  • Student Account
  • Easy Retirement Account
  • Concession Account

Your Debit Mastercard at a glance

Your can use your Debit Mastercard at 10,000 ATMs throughout Australia.

Convenience

  • Easy and secure access to your own money no matter where you are
  • Pay with your mobile using Apple Pay, Google Pay and other Digital Wallets
  • Change your PIN, block and unblock your card using the Protect+Pay app
  • Shop online using your own money

Security

  • We make fraud our problem, not yours, with 24/7 fraud monitoring
  • Mastercard Zero Liability1 protection for unauthorised transactions
  • Protect+Pay controls are instant and can be changed at any time without having speaking with us
  • Shop online safely with added card security

Benefits

Press Credit or Tap & Go

By pressing credit when using your Debit Mastercard you can save on unnecessary fees. 
That's because when you select credit on purchases within Australia, the transaction is free^!

Press Credit2 or Tap or go

  • ATM balance inquiry and withdrawal within Australia
  • ATM balance inquiry and withdrawal overseas
  • PayPass Purchases#
  • Purchases within Australia
  • Purchases overseas
  • Purchases with cash out

Press Cheque or Savings

  • ATM balance inquiry and withdrawal within Australia
  • ATM balance inquiry and withdrawal overseas
  • PayPass Purchases#
  • Purchases within Australia
  • Purchases overseas
  • Purchases with cash out

Geelong Cats Debit Mastercard

  • Show your club colours every time you shop
  • Card accepted at more than 43 million locations worldwide3
  • Discounts, deals and special offers with Debit Rewards and Mastercard Priceless Cities

How to apply

Existing account holder

Already have an Everyday Account or Student Account with us? Too easy!

Just visit your branch to organise your Cats card.

New account

Don't have an Everyday or Student Account with us?

Apply online or visit your local branch to open an account with a Cats Debit Mastercard

Your Debit Mastercard at a glance

Your Debit Mastercard is accepted at over 43 million locations worldwide3, including 10,000 ATMs throughout Australia.

Convenience

  • Easy and secure access to your own money no matter where you are
  • Pay with your mobile using Apple Pay, Google Pay and other Digital Wallets
  • Change your PIN, block and unblock your card using the Protect+Pay app
  • Shop online using your own money

Security

  • We make fraud our problem, not yours, with 24/7 fraud monitoring
  • Mastercard Zero Liability1 protection for unauthorised transactions
  • Protect+Pay controls are instant and can be changed at any time without having speaking with us
  • Shop online safely with added card security

Benefits

Press Credit or Tap & Go

By pressing credit when using your Debit Mastercard you can save on unnecessary fees. 
That's because when you select credit on purchases within Australia, the transaction is free^!

Press Credit2 or Tap or go

  • ATM balance inquiry and withdrawal within Australia
  • ATM balance inquiry and withdrawal overseas
  • PayPass Purchases#
  • Purchases within Australia
  • Purchases overseas
  • Purchases with cash out

Press Cheque or Savings

  • ATM balance inquiry and withdrawal within Australia
  • ATM balance inquiry and withdrawal overseas
  • PayPass Purchases#
  • Purchases within Australia
  • Purchases overseas
  • Purchases with cash out

Adelaide Crows Debit Mastercard

  • Proudly flash your Crows card every time you shop
  • Card accepted at more than 43 million locations worldwide3
  • Discounts, deals and special offers with Debit Rewards and Mastercard Priceless Cities

How to apply

Existing account holder

Already have an Everyday Account or Student Account with us? Too easy!

Just visit your branch and organise your Crows card.

New account

Don't have an Everyday or Student Account with us?

Apply online or visit your local branch to open an account with a Crows Debit Mastercard.

Your Debit Mastercard at a glance

Your Debit Mastercard is accepted at over 43 million locations worldwide3, including 10,000 ATMs throughout Australia.

Convenience

  • Easy and secure access to your own money no matter where you are
  • Pay with your mobile using Apple Pay, Google Pay and other Digital Wallets
  • Change your PIN, block and unblock your card using the Protect+Pay app
  • Shop online using your own money

Security

  • We make fraud our problem, not yours, with 24/7 fraud monitoring
  • Mastercard Zero Liability1 protection for unauthorised transactions
  • Protect+Pay controls are instant and can be changed at any time without having speaking with us
  • Shop online safely with added card security

Benefits

Press Credit or Tap & Go

By pressing credit when using your Debit Mastercard you can save on unnecessary fees. 
That's because when you select credit on purchases within Australia, the transaction is free^!

Press Credit2 or Tap or go

  • ATM balance inquiry and withdrawal within Australia
  • ATM balance inquiry and withdrawal overseas
  • PayPass Purchases#
  • Purchases within Australia
  • Purchases overseas
  • Purchases with cash out

Press Cheque or Savings

  • ATM balance inquiry and withdrawal within Australia
  • ATM balance inquiry and withdrawal overseas
  • PayPass Purchases#
  • Purchases within Australia
  • Purchases overseas
  • Purchases with cash out

Youth Debit Mastercard

It’s the smart and secure way to give your teenager financial freedom, with restricted access on unsuitable purchases.

  • Exclusive to 12-15 year olds
  • Make purchases in-store, online and overseas
  • No monthly service fee

Open a Student Account to get your Youth Debit Mastercard

Youth Debit Mastercard at a glance

Convenience

  • Easy and secure access to your own money no matter where you are
  • Pay with your mobile using Apple Pay, Google Pay and other Digital Wallets
  • Change your PIN, block and unblock your card using the Protect+Pay app
  • Shop online using your own money

Security

  • We make fraud our problem, not yours, with 24/7 fraud monitoring
  • Mastercard Zero Liability1 protection for unauthorised transactions
  • Protect+Pay controls are instant and can be changed at any time without having speaking with us
  • Shop online safely with added card security

Benefits

  • No transaction fees when you press credit or Tap & go™ in Australia
  • Personalise your card with an image of your choice*
  • Access to 10,000 ATMs throughout Australia
  • Restrictions on unsuitable purchases

Why a Youth Debit Mastercard?

Get our e-banking app

  • Login quickly and securely using an optional four-digit PIN or TouchID / fingerprint login
  • View your balances quickly from your app home screen

Apple StoreAndriod

What do I need to know?

Before you turn 18 we'll notify you that you need to upgrade to a Debit Mastercard - it's a simple process.

Existing account holder

If you already have a Student Account:

  • And are 12-13 years old, you and your parent or guardian will need visit your local branch to apply for a card.
  • If you are 14-15 years old, call us or visit your local branch to apply for a card.

New account

You will need to open a Student Account:

  • 12-13 year olds must apply in a branch, with a parent or guardian.
  • 14-15 year olds can apply online or in-branch.

To apply for an account all parties must provide identification.

Card restrictions

With the Youth Debit Mastercard, particular transactions are restricted, including those relating to alcohol, tobacco and gambling4.

If the Youth Debit Mastercard is used to make an unsuitable purchase, we will (where possible) block the transaction.

Easy Money card

  • Withdraw cash from any ATM in Australia
  • Bendigo Bank phone banking & e-banking access
  • Can be opened by anyone over 12 years of age
  • Personalise your card with an image of your choice*

Using your card

Convenience

Convenience of cash out with your purchase (at selected EFTPOS merchants)

Across Australia

Purchase at over 750,000 EFTPOS terminals in Australia

Deposit & withdraw

Deposit & withdraw funds at any of our branches and more than 2,000 Australia Post outlets displaying the Bank@Post sign

How to apply

Want an Easy Money card? Here's how you can apply.

Existing account holder

If you have one of the accounts below, call us or visit your local branch to apply for a card.

  • Everyday Account
  • Student Account
  • Easy Retirement Account
  • Concession Account

New account

An Easy Money card can be linked to anyone of the accounts below, select the button to find out more.

  • Everyday Account
  • Student Account
  • Easy Retirement Account
  • Concession Account

Additional Information

1 Mastercard Zero Liability - Terms and Conditions for protection apply.

2 Note: When pressing 'credit ' on your debit card the transaction won't hit your account straight away. However the funds will be placed on hold until the amount is debited from your account.

3Worldwide access - The Nilson Report, Issue 1095 from September 2016

4As at 20 September 2018 the relevant Merchant Category Codes (each an “MCC”) are: MCC 7995(Gambling Transactions); MCC 9754 (Gambling); MCC 5993 (Cigar Stores and Stands); MCC 5921 (Package Stores, Beer Wine, Liquor); MCC 5813 (Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns – Drinking Places); MCC 7273 (Dating Services); MCC 5967 (Direct Marketing – Inbound Telemarketing Merchants); MCC 7297 (Massage Parlors); MCC 5122 (Drugs, Drug Proprietors, and Druggists Sundries – Online only); and MCC 5912 (Drug Stores, Pharmacies – Online only).

^Other fees may apply to your account. Overseas purchases may be charged a fee.
$3 Debit Card fee applies when you have a Debit Card linked to a Bendigo Bank account (fee does not apply when linked to the Everyday Account, Easy Retirement Account, Student Account or Concession Account). This fee is charged to the account on the first calendar day of the month
Interest is charged if funds from an overdraft are accessed

#Transactions processed using PayPass will auto select credit

The Debit Mastercard is only available to persons aged 16 years and over and Australian Citizens and permanent residents.

*Images are subject to Image Guidelines.

Mastercard and Priceless are registered trademarks and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.