Low Rate Mastercard
All the security and convenience you’d expect, a low annual fee and one of the lowest interest rates around make our Low Rate Mastercard the ideal card for your every day purchases. And, unlike some other banks, interest is only charged from the date of your statement, not from the day you purchased – so you can save even more.
Download the key fact sheet for this card.
Key features of the Low Rate Mastercard
rate 11.99% p.a.
$45 annual fee
Up to 55 days interest free
Cash advance interest rate 13.99% p.a.
Interest is calculated from the statement date, not from when you made the purchase
24/7 fraud monitoring and no liability for unauthorised transactions4
Access Mastercard Priceless® Cities exclusive experiences and special offers
- No fees for additional cardholders
- Tap & goTM for purchases under $100
- Accepted at over 43 million locations worldwide5
Terms and conditions, fees and charges apply. All information is correct as at 01/07/18 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 01/07/18. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.
Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.
*$0 annual fee applies to the first year only, then $45 per annum. Offer commences 29 October 2018. To be eligible for the first year fee waiver offer, you must apply for a new Bendigo Bank Low Rate Credit Card by 31 January 2019. Bendigo Bank may vary or end this offer. Offer is not available when closing/ transferring from another Bendigo Bank credit card account or if the customer has held the same product within the last 12 months, or in conjunction with any other Bendigo Bank offer. Lending criteria, terms, conditions, fees and charges apply. Offer is available for new customers only. Interest rates are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.
Up to 55-day interest-free period consists of your 30 day statement cycle, plus 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase was made.
4Mastercard Zero Liability - Terms and Conditions for protection apply.
5Worldwide access - The Nilson Report, Issue 1095 from September 2016