Key features of the Connect Package

  1. Borrow for loan terms up to 30 years

  2. Choose a variable or fixed interest rate

  3. Choose principal and interest, or interest-only repayments

  4. Choose weekly, fortnightly or monthly repayments

  5. Unlimited additional repayments if variable

  6. Access additional repayments using online redraw

  7. Owner Occupied: Borrow up to 95% on the value of the property

  8. Investment: Borrow up to 80% of the value of the property

Great reasons to choose us

  • Competitive home loan interest rates
  • Rewarding packaged loans
  • 1.5 million customers in over 500 communities Australia wide
  • Top 60 ASX listed company

Explore our home loans

Basic Home Loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

Interest rate (owner occupied)

4.38% p.a.

Comparison Rate1 (owner occupied)

4.56% p.a.

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Green Home Loan

Our Green Home Loan rewards you for renovating or building in a sustainable way, with discounts on interest rates for those who meet our green criteria.

Interest rate3 (owner occupied)

4.68% p.a.

Comparison Rate1 (owner occupied)

4.73% p.a.

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Home Equity Loan

Our Home Equity Loan gives you a line of credit with full transaction functionality and the ability to draw on available funds.

Interest rate (owner occupied)

5.88% p.a.

($250,000-$499,999)

Comparison Rate1 (owner occupied)

N/A

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Additional information

Terms, conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

^ Roy Morgan Customer Satisfaction Results May 2017.

* To be eligible to save $625 on home loan fees, a new home loan application must be received after 25 October 2015. A new home loan must be for External Refinance and/ or Purchase and/or Construction for Owner Occupied property. The application must be for the Bendigo Connect product and the customer must currently hold or take out two additional or complementary products with Bendigo Bank. Complementary products cannot be from the same product type. Full details available on application. Terms and conditions, fees and charges and lending criteria apply.

  1. Important information about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25-year loan term. All fixed rates are calculated on the basis that they roll to the residential variable rate at the end of the initial term. All comparison rates are calculated with a nil offset balance.

    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  2. The interest rate displayed assumes at least three eligible products are held. Connect Package Home Loan interest rates are made up of the applicable interest rate depending on aggregate lending, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off the tiered rate. Rates are based on variable P&I Owner Occupied loan for loan amount $250,000- $499,999.

  3. Rates are based on variable P&I Owner Occupied loan for loan amount $250,000- $499,999.

  4. Special rate is only available for new lending on the Connect Package product for Victorian & NSW/ACT first home buyers (who have not previously owned a home or received a first home owners grant and/or concessions in Australia, see details here: http://www.sro.vic.gov.au/first-home-owner and here http://www.firsthome.gov.au/) with Owner Occupied, Principal and Interest home loans above $150,000, with a loan to value ratio below 80% and two additional products taken as part of the Connect Package.

# $500 Flight Centre voucher is only available for new lending on the Connect Package product for Victorian & NSW/ACT first home buyers (who have not previously owned a home or received a first home owners grant and/or concessions in Australia, see details here: http://www.sro.vic.gov.au/first-home-owner and here http://www.firsthome.gov.au/) with Owner Occupied, Principal and Interest home loans above $150,000, with a loan to value ratio below 80% and two additional products taken as part of the Connect Package. Available to the first 80 customers in Melbourne only.