Key features of our Home Equity Loan

Repay as much or as little as you like, as long as you keep the balance below your credit limit.

  1. Unlimited additional repayments

  2. Maximum term of 5 years

  3. Borrow up to 80% of the property value

  4. Competitive interest rate, calculated daily and debited monthly

  5. Full transaction-fee rebate on eligible accounts4

  6. Free Bendigo home insurance from contract to settlement (up to 90 days)5

Great reasons to choose us

  • Competitive home loan interest rates
  • Rewarding packaged loans
  • 1.7 million customers in over 500 communities Australia wide
  • Top 70 ASX listed company

Explore our home loans

Home Equity Loan

Unlock your home equity to renovate, purchase property, or consolidate debt.

Owner occupied
Interest Only
Variable interest rate3

5.98% p.a.

Comparison Rate1



Connect Package

Fully featured and flexible, the more products you connect, the more interest you save.

Residential Investment
Principal & Interest
Variable interest rate2

4.44% p.a.

Comparison rate1

4.73% p.a.


Basic Home Loan

Low cost, easy to manage loan with flexible terms and additional repayment options.

Residential Investment
Principal & Interest
Variable interest rate3

4.49% p.a.

Comparison Rate1

4.67% p.a.


Additional information

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1. Important information about comparison rates: The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period.
WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2. Connect Package: Offer is available to customers with residential investment, principal and interest home loans, a loan value between $250,000 and $499,000, a loan to valuation ratio of up to maximum of 90% and three additional eligible products. Eligible products cannot be from the same product type. Offer may be varied or withdrawn at any time.

3. Offer available to customers with a maximum loan to valuation ratio of up to 90%

4. Refer to the Schedule of Fees, Charges and Transaction Account Rebates for more information.

5. Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.