Find the right property

Use our tips to choose the right investment property.

  1. Look at what facilities are in the area that will attract tenants, such as schools, transport, shopping, and medical centres.

  2. Consider costs that may be required to update the property if older.

  3. Ensure you fix any issues in the property before letting it to tenants.

  4. Check out how many other properties are for rent in the area – lots of options reduces your rental income.

Maximise your return

Use our tips to plan well and maximise your return.

  1. Check rental prices in areas you’re considering buying in.

  2. Investing in property is generally a longer term commitment.

  3. Make sure you don’t over capitalise on rental property renovations.

  4. Consider the cost of upkeep to the property when budgeting.

  5. Consider employing a property manager and include their fees in your costs.

  6. Strata fees will apply for properties on shared land such as units.

Great reasons to choose us

  • Competitive home loan interest rates
  • Rewarding packaged loans
  • 1.5 million customers in over 500 communities Australia wide
  • Top 60 ASX listed company

Best loans for you

We make investing in property easier, with fixed and variable interest loans, and tempting products and packages tailored to suit different needs and save you money.

Connect Package

Benefit from our lowest interest rates when you combine your Bendigo home loan with eligible Bendigo products. Pick from our top-rated super, insurance, accounts, loans and financial-planning options, and save more than you might imagine.

Interest rate2 (Residential Investment)

5.01% p.a.

Comparison Rate1 (Residential Investment)

5.30% p.a.

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Basic Home Loan

Our simple, easy-to-understand home loan has flexible terms for interest and repayments, and the option for online redraw.

Interest rate3 (Residential Investment)

5.06% p.a.

Comparison Rate1 (Residential Investment)

5.24% p.a.

LEARN MORE APPLY NOW

Contact us, we'll do the work for you

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Additional information

Terms, conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

  1. Important information about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25-year loan term. All fixed rates are calculated on the basis that they roll to the residential variable rate at the end of the initial term. All comparison rates are calculated with a nil offset balance.

    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  2. The interest rate displayed assumes at least three eligible products are held. Connect Package Home Loan interest rates are made up of the applicable interest rate depending on aggregate lending, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off the tiered rate. Rates are based on variable principal and interest Residential Investment loan for loan amount $250,000- $499,999.

  3. Rates are based on variable principal and interest Residential Investment loan for loan amount $250,000- $499,999.