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G'day Apple Pay

Pay easily and securely with your Bendigo Bank debit or credit card using Apple Pay.

An easy and secure payment experience

Now you can enjoy all the benefits of your Bendigo Bank debit or credit card with Apple Pay on iPhone, Apple Watch, iPad, and Mac.

Using Apple Pay is simple, and it works with the devices you use every day. Your card information is secure because it isn’t stored on your device or shared when you pay. Which means paying in store, via apps, or online has never been easier, safer, or more private.*

And now thanks to Apple Pay, getting hold of your card has never been quicker!

Ways to set up Apple Pay

Setting up Apple Pay via our Bendigo Bank app

No more waiting for your plastic card to arrive before you can start spending. Now you can add your card to your Apple Wallet via our Bendigo Bank app.

Don't have the app? Download it via the App Store (IOS).
  • 1
    Download and open the Bendigo Bank app
  • 2
    Tap 'more' and then 'cards'
  • 3
    Tap the card you want to add, then tap 'add to Apple Wallet'
  • 4
    Follow the prompts to set your PIN

To automatically select your card when you need it, simply tap 'use as default card' and you're good to go.

Setting up Apple Pay via the Wallet

If you don't have the Bendigo Bank app you can still add your card to your digital Wallet via Apple Pay. You just need to have your card handy to scan or enter your details.
  • 1
    Open the Wallet app and tap the + sign in the top right corner
  • 2
    Use your camera to scan the card, or manually enter the details
  • 3
    If prompted, enter your card security code. Next read and accept the terms and conditions
  • 4
    For security purposes we may ask you to call us, or we may send you a verication code via SMS to your registered mobile number

How to use Apple Pay in store


Apple iPhone showing a Bendigo Bank Debit Mastercard on screen with both Mastercard and eftpos toggle buttons below for easy switching between Mastercard and eftpos payment options.

To pay with Face ID

Double click the side button, glance at your screen, then hold iPhone near reader.


To pay with Touch ID

Double click the home button, then hold your iPhone near the reader with your finger on Touch ID.


Apple Pay on watch

Double click the side button and hold Apple Watch up to the reader.

If you have a Debit Mastercard® you can select your payment network, Mastercard or eftpos SAV, when making a purchase via Apple Pay. It’s a simple toggle of the button on your Apple iPhone or Watch. Find out more on how to change your payment preference via the digital wallet.


Learn more about Apple Pay




  • When you make a purchase, Apple Pay uses a device-specific number and a unique transaction code.

  • Your full card number is never stored on your device or on Apple servers, and it can’t be shared with merchants.

  • Apple Pay doesn’t keep transaction information that can be tied back to you, ensuring all purchases are private.

  • Find out more about Bendigo Bank card security.

Things you should know

*Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch Bar is a trademark of Apple Inc.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in apps and websites in Safari; and with Mac (2012 or later) in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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