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Business Support Loan

For small to medium-sized businesses and not-for-profit organisations impacted by COVID-19

Our Business Support Loan gives access to working capital, helping your business manage the impact of COVID-19.


No asset security needed

No repayments for the first six months of the loan#

Provides access to working capital


Male and female working in cafe
  • 4.50% p.a. variable interest rate^
  • Unsecured
  • Maximum three-year term (first six months interest-only, then two-and-a-half years principal and interest)
  • Borrow up to $250,000*


Businesses must meet these requirements:

  • Affected by Coronavirus COVID-19
  • Annual turnover of less than $50 million
  • Has a Registered Australian Business Number (ABN) and is currently trading
  • Must be a tax resident of Australia, that is based, registered and operating in Australia
  • Loans must be used to support current and upcoming cash flow needs
  • Loans must be used for business purposes only
  • Loans can be used to refinance other loans where the purpose meets eligibility criteria, up until 23 June 2020. After this date, loans cannot be used to refinance drawn facilities with Bendigo Bank or any other lender.
  • The total sum of your unsecured loans (including those from other financial institutions) relating to Coronavirus COVID-19 relief must not exceed $250,000

Not sure if this product is for you?

Request support using the online form.

#Maximum three year term with no repayments for the first six months of the loan (meaning the first six months interest will be added to your loan balance and repaid over the remaining term of the loan).

^ Interest rate quoted is indicative and applicable for new lending only.

*Subject to terms and conditions. Fees and charges apply. All loans subject to Bendigo Bank's normal lending criteria.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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