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Tips for a healthy credit report

CCR helps to recognise good repayment behaviour. Making repayments on time has never been more important. To help you maintain a healthy credit report, we’ve got some helpful tips.

  • Automated payments – Set up automatic repayments for the minimum amount due, to allow for any future repayment changes.
  • Check your credit report – You’re entitled to a free copy of your credit report from each CRB every 3 months. If you find something in your report that isn’t right, contact the credit provider or CRB and ask them to correct it. You can do this with all credit providers and CRBs, at no charge.
  • Check your accounts – Make sure you know what accounts you have open and closed. Confirm the details of your accounts are correct. Such as credit limit, payments are up to date and loan is not in arrears, etc.
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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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