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What do the changes mean for you?

Before your credit report may have included information such as when you applied for credit, defaults and public record information.

With CCR, your credit report may also include more information on your personal credit accounts. Such as, when you opened and closed the account, the type of account, credit limit and up to 24 months of repayment history information.

Credit history information

Current Credit Reporting

  • Personal information, for example - name, address, date of birth
  • Open and closed dates
  • Type of account
  • Credit limit
  • Repayment history information - 24 months
  • Defaults
  • Serious credit infringements
  • Credit enquiries
  • Public record information, for example - bankruptcy, debt agreements, court judgments, company directorship

Comprehensive Credit Reporting (CCR)

  • Personal information, for example - name, address, date of birth
  • Open and closed dates
  • Type of account
  • Credit limit
  • Repayment history information - 24 months
  • Defaults
  • Serious credit infringements
  • Credit enquiries
  • Public record information, for example - bankruptcy, debt agreements, court judgments, company directorship

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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