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What is a credit report?

Credit reporting bodies (CRBs) collect and share credit information, with credit providers, by providing a credit report.

A credit report provides information about your credit history. Credit providers use the information to assist them to determine your suitability for certain products and services.

You’re entitled to a free copy of your credit report every 12 months from each CRB. This will provide you with the opportunity to see what information is available and check for any inaccuracies.

For a copy of your current credit report, contact the credit reporting bodies.

The bank can only provide you with a copy of your credit report as at the time of your credit application. This may not be up to date.

Visit CreditSmart for a sample credit report.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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