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Why do I only get advised of my credit card’s minimum payment amount a few days before the due date?

The minimum payments amount will be displayed five days before your payment is due. This is because the minimum payment required and interest charges are calculated on the statement processing date.

This date aligns with the date the account was opened i.e. if the account was opened on 15 January, the next statement processing date would be 14 February.

The minimum payment amount and payment due date will be calculated and displayed after the statement has been processed.

This information will continue to be displayed until the minimum payment amount has been paid, and will be recalculated on the next statement processing date.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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