Superannuation insurance

How do I change my cover?

It’s a good idea to review your cover when your circumstances change, e.g. you change jobs, start a family, divorce, buy a property, etc. You can reduce your cover or apply to increase your cover at any time. You can also apply to have your pre-existing condition removed from your automatic cover by being underwritten. Read the Insurance Guide to learn more about all options available for tailoring your insurance.

How do I cancel my cover?

You can cancel your cover at any time. If you change your mind and want cover later, you will have to re-apply and complete additional health checks. You won’t be able to make a claim with us if you get sick or injured after your cover is cancelled. Insurance premiums will stop being deducted from your account after you cancel your cover.

Can I nominate someone to receive my super when I die?

You can nominate a beneficiary to receive your super by logging onto our secure site Bendigo SmartStart Online.  Alternatively, you can complete a Binding Death Benefit Nomination Form.

What happens to my insurance if I change my super fund?

Before you change or consolidate super funds, compare your current insurance cover with what you will be eligible to receive in your chosen fund to make sure it will meet your needs. Be particularly careful if you have a pre-existing medical condition or are aged 60 or over, as this may affect your eligibility for new cover.