• Most recommended Australian bank1

  • Australia's 5th largest retail bank

  • Top 70 ASX listed Company

Connect Package

Home Loan

The home loan with your best interests at heart. Combine the best of our banking and save.

Interest rate5 (owner occupied)

3.89% p.a.

Comparison Rate2 (owner occupied)

4.16% p.a.

Low Rate

Credit Card

Enjoy a credit card with one of the lowest purchase interest rates around at just 11.99% p.a.

Interest Rate

11.99% p.a.

$45 annual fee
Up to 55 days interest free


Personal Loan

Perfect for that new or used car you're after, or to refinance an existing car loan.

Interest Rate

7.79% p.a.

Comparison Rate3

8.64% p.a.

Special Offer

Term Deposit

Bendigo Bank's range of term deposits offer great rates so you can watch your money grow.

Interest Rate

2.30% p.a.

$5,000 plus
5 month term
Paid on maturity

Banking solutions for you

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Trying Bendigo is easier than ever

If your bank isn't doing the right thing by you, change to one you can feel better about.

Switch now

There are four big reasons to try number five.

Change to a bank you can feel better about.

Try us

Home Loans

Join the most satisfied customers of any Australian bank^.

Learn more
Speak to a Business Specialist

Speak to a Business Specialist

We have local specialists who are dedicated to helping you and your business.

Find a Business Specialist

Every day our customers help change and save lives.
Simply by banking with us.


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Save time with our Express Home Loan

Ready to buy? Receive fast online approval, combined with competitive interest rates and flexible terms.


Bendigo Bank - the better big bank

When you're a big bank, you have big responsibilities. The first is to do the right thing. It's something we've always been good at.


SmartStart Super

Low cost and simple, Bendigo SmartStart Super is designed to help you retire with more.


Can we help you?

Contact Us


Call us

Call us now on
1300 236 344

At a branch


Mobile Lenders


Additional information

1. Mozo People’s Choice Awards 2018

2.  Important information about comparison rates: The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

3. The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4. Terms, conditions, fees and charges apply. All information is correct as at 29 October 2018 and is subject to change. Full details available on application. Lending criteria apply. Interest rate is current as at 29 October 2018. Rates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan.

5. Connect Package: Offer is available to customers with new owner occupied, principal and interest home loans above $150,000 with a loan to valuation ratio of up to maximum loan to valuation ration of 80% and three additional eligible products. Eligible products cannot be from the same product type. Offer may be varied or withdrawn at any time.

^Roy Morgan, 2018

The Canstar 5-Star Rating for Outstanding Value Transaction Account was awarded to Bendigo Bank in April, 2018 for the Student Account in the Youth Transactor category.

*Up to 200,000 bonus Rewards Points offer commences 1 February 2019. To be eligible, you must apply for a new Bendigo Bank Platinum Rewards credit card using the promo code BONUSPOINTS by 31 March 2019. You will receive 10,000 bonus Rewards Points when you spend a minimum of $1,000 on eligible purchases during each monthly statement cycle. A maximum of 200,000 bonus Rewards Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Rewards Points for that monthly statement cycle. However you are still eligible for the subsequent months’ 10,000 bonus Rewards Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Ineligible purchases are described in the Bendigo Rewards Terms and Conditions and include balance transfers, cash advances, interest charges, credit fees and charges, disputed transactions, any transaction that has been declined, cancelled, reversed or refunded, foreign exchange purchases, travellers cheques, credit card payments, gambling chip purchases, payments to the Australian Taxation office, bill payments using BPAY® or utility bills paid over the counter at any financial institution or Post Office. A direct debit will be classified as a cash advance if you have provided the debiting merchant with your BSB and account number. Points will be credited within 60 days of meeting the spend criteria for any given month. Bendigo Bank may vary or end this offer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if the customer has held any Bendigo Bank credit card within the last 12 months prior to 1 February 2019. Offer not available in conjunction with any other Bendigo Bank offer including Mortgage Bundling, the Connect package, Designer Deals and shareholder privileges. One offer per customer. Offer not available to staff (staff or consumer products). Minimum monthly repayments required. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Terms, conditions, fees, charges and lending criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.